Compared ZIP · Moraga, Contra Costa County · California ZIP 94575
In Moraga ZIP 94575, Progressive ranks highest and Travelers ranks lowest.
Progressive ranks highest (74.7); Travelers ranks lowest (37.1). The middle bodily-injury percentile is 56.5. Reviewed plans are 37.6 points apart. Collision splits more (53.5 points), with Tesla Insurance highest and State Farm lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
56.5
Middle percentile across available plans.
BI plan spread
37.6
Progressive to Travelers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Travelers lowest.
Progressive
CA Select PPA
74.7
Within-plan percentile
Tesla Insurance
Tesla PPA
73.1
Within-plan percentile
State Farm
Private Passenger Auto
57.6
Within-plan percentile
Safeco
Private Passenger Auto
55.5
Within-plan percentile
Farmers
Farmers Auto
51.9
Within-plan percentile
Travelers
Quantum Auto 2.0
37.1
Within-plan percentile
Tesla Insurance ranks highest (86.0); State Farm ranks lowest (32.5). Collision spread is 53.5 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 56.5 | 37.6 pts | 73.1 | 55.5 | 37.1 | 51.9 | 74.7 | 57.6 |
| Property damage | 84.9 | 37.7 pts | 85.8 | 90.2 | 84.1 | 81.5 | 95.3 | 57.6 |
| Medical payments | 37.1 | 42.5 pts | 50.9 | 38.2 | 8.4 | 32.1 | 37.4 | 36.7 |
| Uninsured motorist BI | 21.3 | 66.1 pts | 12.0 | 8.5 | — | 21.3 | 74.6 | 26.6 |
| Uninsured motorist PD | 23.6 | 62.3 pts | 21.6 | 25.6 | — | 21.3 | 83.5 | — |
| Comprehensive | 28.8 | 48.0 pts | 29.6 | 67.1 | 31.0 | 24.0 | 19.1 | 28.1 |
| Collision | 64.1 | 53.5 pts | 86.0 | 37.0 | 71.1 | 57.1 | 83.5 | 32.5 |
Widest coverage spread
Uninsured motorist BI
Progressive and Safeco are 66.1 percentile points apart.
Closest agreement
Bodily injury
Available plans are 37.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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