Broadly lower position · Coast Guard Isla, Alameda County · California ZIP 94581
Coast Guard Isla ZIP 94581 ranks near the lower end across plans.
Tesla Insurance ranks highest (12.3); Farmers ranks lowest (9.4). The middle bodily-injury percentile is 10.8. Reviewed plans are 2.9 points apart. Collision splits more (52.3 points), with Tesla Insurance highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
10.8
Middle percentile across available plans.
BI plan spread
2.9
Tesla Insurance to Farmers.
Plans available
2
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Farmers lowest.
Tesla Insurance
Tesla PPA
12.3
Within-plan percentile
Farmers
Farmers Auto
9.4
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Travelers
Quantum Auto 2.0
—
Within-plan percentile
Progressive
CA Select PPA
—
Within-plan percentile
State Farm
Private Passenger Auto
—
Within-plan percentile
Tesla Insurance ranks highest (91.7); Farmers ranks lowest (39.3). Collision spread is 52.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 10.8 | 2.9 pts | 12.3 | — | — | 9.4 | — | — |
| Property damage | 44.5 | 9.9 pts | 39.6 | — | — | 49.5 | — | — |
| Medical payments | 49.9 | 8.9 pts | 54.4 | — | — | 45.4 | — | — |
| Uninsured motorist BI | 36.2 | 10.2 pts | 31.1 | — | — | 41.3 | — | — |
| Uninsured motorist PD | 62.7 | 42.7 pts | 84.0 | — | — | 41.3 | — | — |
| Comprehensive | 63.1 | 64.9 pts | 95.5 | — | — | 30.6 | — | — |
| Collision | 65.5 | 52.3 pts | 91.7 | — | — | 39.3 | — | — |
Widest coverage spread
Comprehensive
Tesla Insurance and Farmers are 64.9 percentile points apart.
Closest agreement
Bodily injury
Available plans are 2.9 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.