Compared ZIP · Walnut Creek, Contra Costa County · California ZIP 94598
In Walnut Creek ZIP 94598, Travelers ranks highest and Tesla Insurance ranks lowest.
Travelers ranks highest (37.1); Tesla Insurance ranks lowest (4.8). The middle bodily-injury percentile is 19.9. Reviewed plans are 32.3 points apart. Collision splits more (59.8 points), with Travelers highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
19.9
Middle percentile across available plans.
BI plan spread
32.3
Travelers to Tesla Insurance.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Tesla Insurance lowest.
Travelers
Quantum Auto 2.0
37.1
Within-plan percentile
State Farm
Private Passenger Auto
31.7
Within-plan percentile
Progressive
CA Select PPA
19.9
Within-plan percentile
Farmers
Farmers Auto
5.5
Within-plan percentile
Tesla Insurance
Tesla PPA
4.8
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Travelers ranks highest (64.1); Farmers ranks lowest (4.2). Collision spread is 59.8 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 19.9 | 32.3 pts | 4.8 | — | 37.1 | 5.5 | 19.9 | 31.7 |
| Property damage | 50.2 | 38.0 pts | 50.2 | — | 69.7 | 34.1 | 58.5 | 31.7 |
| Medical payments | 4.6 | 92.9 pts | 93.2 | — | 1.5 | 0.3 | 14.6 | 4.6 |
| Uninsured motorist BI | 13.0 | 19.6 pts | 6.8 | — | — | 0.2 | 19.9 | 19.2 |
| Uninsured motorist PD | 11.3 | 16.4 pts | 16.7 | — | — | 0.2 | 11.3 | — |
| Comprehensive | 7.8 | 51.1 pts | 53.0 | — | 21.6 | 2.0 | 5.3 | 7.8 |
| Collision | 11.3 | 59.8 pts | 52.2 | — | 64.1 | 4.2 | 11.3 | 11.2 |
Widest coverage spread
Medical payments
Tesla Insurance and Farmers are 92.9 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 16.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
San Leandro, Alameda County
94578
State Farm ranks highest (78.9); Farmers ranks lowest (1.9).
Read breakdownShore Acres, Contra Costa County
94565
State Farm ranks highest (78.9); Farmers ranks lowest (5.8).
Read breakdownBerkeley, Alameda County
94705
State Farm ranks highest (77.5); Tesla Insurance ranks lowest (7.1).
Read breakdown