Broadly lower position · Yountville, Napa County · California ZIP 94599
Yountville ZIP 94599 ranks near the lower end across plans.
Farmers ranks highest (28.4); Tesla Insurance ranks lowest (11.6). The middle bodily-injury percentile is 26.1. Reviewed plans are 16.8 points apart. Collision splits more (64.7 points), with Travelers highest and Progressive lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
26.1
Middle percentile across available plans.
BI plan spread
16.8
Farmers to Tesla Insurance.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Tesla Insurance lowest.
Farmers
Farmers Auto
28.4
Within-plan percentile
Travelers
Quantum Auto 2.0
26.1
Within-plan percentile
State Farm
Private Passenger Auto
26.1
Within-plan percentile
Progressive
CA Select PPA
23.6
Within-plan percentile
Tesla Insurance
Tesla PPA
11.6
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Travelers ranks highest (71.1); Progressive ranks lowest (6.4). Collision spread is 64.7 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 26.1 | 16.8 pts | 11.6 | — | 26.1 | 28.4 | 23.6 | 26.1 |
| Property damage | 58.9 | 56.3 pts | 58.9 | — | 48.7 | 76.8 | 82.4 | 26.1 |
| Medical payments | 36.8 | 87.0 pts | 91.6 | — | 62.3 | 36.8 | 4.6 | 18.2 |
| Uninsured motorist BI | 31.6 | 53.4 pts | 63.0 | — | — | 9.6 | 23.3 | 39.8 |
| Uninsured motorist PD | 9.6 | 24.7 pts | 31.1 | — | — | 9.6 | 6.4 | — |
| Comprehensive | 19.1 | 43.4 pts | 45.3 | — | 25.2 | 1.8 | 19.1 | 7.3 |
| Collision | 14.8 | 64.7 pts | 12.6 | — | 71.1 | 14.8 | 6.4 | 29.3 |
Widest coverage spread
Medical payments
Tesla Insurance and Progressive are 87.0 percentile points apart.
Closest agreement
Bodily injury
Available plans are 16.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Benicia, Solano County
94534
Progressive ranks highest (92.0); Safeco ranks lowest (20.1).
Read breakdownSanta Rosa, Sonoma County
95407
State Farm ranks highest (74.1); Farmers ranks lowest (4.2).
Read breakdownYountville, Napa County
94573
Farmers ranks highest (84.6); Tesla Insurance ranks lowest (18.6).
Read breakdown