Compared ZIP · Oakland, Alameda County · California ZIP 94606
In Oakland ZIP 94606, Farmers ranks highest and Progressive ranks lowest.
Farmers ranks highest (82.2); Progressive ranks lowest (45.7). The middle bodily-injury percentile is 68.9. Reviewed plans are 36.5 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
68.9
Middle percentile across available plans.
BI plan spread
36.5
Farmers to Progressive.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Progressive lowest.
Farmers
Farmers Auto
82.2
Within-plan percentile
Travelers
Quantum Auto 2.0
70.9
Within-plan percentile
State Farm
Private Passenger Auto
68.9
Within-plan percentile
Tesla Insurance
Tesla PPA
56.6
Within-plan percentile
Progressive
CA Select PPA
45.7
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 68.9 | 36.5 pts | 56.6 | — | 70.9 | 82.2 | 45.7 | 68.9 |
| Property damage | 79.1 | 25.4 pts | 79.1 | — | 90.4 | 91.5 | 66.1 | 68.9 |
| Medical payments | 94.4 | 16.3 pts | 91.2 | — | 80.0 | 96.3 | 95.4 | 94.4 |
| Uninsured motorist BI | 34.7 | 66.6 pts | 81.2 | — | — | 23.7 | 45.7 | 14.6 |
| Uninsured motorist PD | 91.4 | 75.7 pts | 99.4 | — | — | 23.7 | 91.4 | — |
| Comprehensive | 95.8 | 7.5 pts | 99.7 | — | 96.4 | 92.2 | 95.4 | 95.8 |
| Collision | 92.0 | 2.5 pts | 92.0 | — | 93.8 | 91.2 | 91.4 | 92.8 |
Widest coverage spread
Uninsured motorist PD
Tesla Insurance and Farmers are 75.7 percentile points apart.
Closest agreement
Collision
Available plans are 2.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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94601
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Read breakdownSan Leandro, Alameda County
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State Farm ranks highest (78.9); Farmers ranks lowest (1.9).
Read breakdownBerkeley, Alameda County
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Progressive ranks highest (85.7); Farmers ranks lowest (9.7).
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