Plans disagree · Berkeley, Alameda County · California ZIP 94710
Progressive and Tesla Insurance place Berkeley ZIP 94710 very differently.
Progressive ranks highest (81.2); Tesla Insurance ranks lowest (20.3). The middle bodily-injury percentile is 77.3. Reviewed plans are 60.9 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
77.3
Middle percentile across available plans.
BI plan spread
60.9
Progressive to Tesla Insurance.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Tesla Insurance lowest.
Progressive
CA Select PPA
81.2
Within-plan percentile
State Farm
Private Passenger Auto
80.7
Within-plan percentile
Travelers
Quantum Auto 2.0
77.3
Within-plan percentile
Farmers
Farmers Auto
41.5
Within-plan percentile
Tesla Insurance
Tesla PPA
20.3
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 77.3 | 60.9 pts | 20.3 | — | 77.3 | 41.5 | 81.2 | 80.7 |
| Property damage | 72.4 | 28.0 pts | 72.4 | — | 87.3 | 65.7 | 59.3 | 80.7 |
| Medical payments | 76.2 | 27.9 pts | 90.2 | — | 62.3 | 83.2 | 63.9 | 76.2 |
| Uninsured motorist BI | 55.0 | 39.7 pts | 41.5 | — | — | 57.0 | 81.2 | 53.0 |
| Uninsured motorist PD | 57.0 | 35.8 pts | 74.8 | — | — | 57.0 | 38.9 | — |
| Comprehensive | 79.2 | 70.9 pts | 18.1 | — | 89.1 | 76.8 | 84.4 | 79.2 |
| Collision | 59.7 | 39.7 pts | 39.2 | — | 59.7 | 75.1 | 38.9 | 78.6 |
Widest coverage spread
Comprehensive
Travelers and Tesla Insurance are 70.9 percentile points apart.
Closest agreement
Medical payments
Available plans are 27.9 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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Read breakdownBerkeley, Alameda County
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Read breakdown