Plans disagree · Bodega, Sonoma County · California ZIP 94922
Tesla Insurance and Progressive place Bodega ZIP 94922 very differently.
Tesla Insurance ranks highest (50.8); Progressive ranks lowest (7.0). The middle bodily-injury percentile is 34.3. Reviewed plans are 43.8 points apart. Collision splits more (65.2 points), with Progressive highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
34.3
Middle percentile across available plans.
BI plan spread
43.8
Tesla Insurance to Progressive.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Progressive lowest.
Tesla Insurance
Tesla PPA
50.8
Within-plan percentile
State Farm
Private Passenger Auto
42.9
Within-plan percentile
Farmers
Farmers Auto
34.3
Within-plan percentile
Travelers
Quantum Auto 2.0
19.3
Within-plan percentile
Progressive
CA Select PPA
7.0
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Progressive ranks highest (85.0); Tesla Insurance ranks lowest (19.7). Collision spread is 65.2 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 34.3 | 43.8 pts | 50.8 | — | 19.3 | 34.3 | 7.0 | 42.9 |
| Property damage | 48.7 | 31.6 pts | 47.4 | — | 48.7 | 74.6 | 54.2 | 42.9 |
| Medical payments | 21.9 | 60.5 pts | 19.2 | — | 21.9 | 67.2 | 6.7 | 29.9 |
| Uninsured motorist BI | 24.4 | 30.8 pts | 27.5 | — | — | 21.3 | 7.0 | 37.9 |
| Uninsured motorist PD | 21.3 | 67.8 pts | 17.2 | — | — | 21.3 | 85.0 | — |
| Comprehensive | 45.4 | 21.6 pts | 47.7 | — | 35.6 | 37.1 | 57.2 | 45.4 |
| Collision | 57.1 | 65.2 pts | 19.7 | — | 57.1 | 40.1 | 85.0 | 69.2 |
Widest coverage spread
Uninsured motorist PD
Progressive and Tesla Insurance are 67.8 percentile points apart.
Closest agreement
Comprehensive
Available plans are 21.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Santa Rosa, Sonoma County
95407
State Farm ranks highest (74.1); Farmers ranks lowest (4.2).
Read breakdownJenner, Sonoma County
95450
Progressive ranks highest (82.4); Travelers ranks lowest (13.6).
Read breakdownGlen Ellen, Sonoma County
95442
Farmers ranks highest (74.2); Safeco ranks lowest (12.2).
Read breakdown