Plans disagree · Larkspur, Marin County · California ZIP 94939
Progressive and Tesla Insurance place Larkspur ZIP 94939 very differently.
Progressive ranks highest (56.9); Tesla Insurance ranks lowest (17.0). The middle bodily-injury percentile is 45.8. Reviewed plans are 40.0 points apart. Collision splits more (69.3 points), with Progressive highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
45.8
Middle percentile across available plans.
BI plan spread
40.0
Progressive to Tesla Insurance.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Tesla Insurance lowest.
Progressive
CA Select PPA
56.9
Within-plan percentile
State Farm
Private Passenger Auto
50.8
Within-plan percentile
Travelers
Quantum Auto 2.0
45.8
Within-plan percentile
Farmers
Farmers Auto
35.5
Within-plan percentile
Tesla Insurance
Tesla PPA
17.0
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Progressive ranks highest (83.5); Tesla Insurance ranks lowest (14.3). Collision spread is 69.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 45.8 | 40.0 pts | 17.0 | — | 45.8 | 35.5 | 56.9 | 50.8 |
| Property damage | 75.8 | 39.8 pts | 66.1 | — | 84.1 | 75.8 | 90.6 | 50.8 |
| Medical payments | 54.9 | 61.2 pts | 58.8 | — | 30.2 | 9.2 | 70.4 | 54.9 |
| Uninsured motorist BI | 22.1 | 49.4 pts | 25.1 | — | — | 7.5 | 56.9 | 19.2 |
| Uninsured motorist PD | 25.9 | 76.0 pts | 25.9 | — | — | 7.5 | 83.5 | — |
| Comprehensive | 37.1 | 17.0 pts | 42.2 | — | 31.0 | 37.1 | 29.4 | 46.4 |
| Collision | 31.7 | 69.3 pts | 14.3 | — | 75.4 | 29.5 | 83.5 | 31.7 |
Widest coverage spread
Uninsured motorist PD
Progressive and Farmers are 76.0 percentile points apart.
Closest agreement
Comprehensive
Available plans are 17.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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