Compared ZIP · Penngrove, Sonoma County · California ZIP 94951
In Penngrove ZIP 94951, State Farm ranks highest and Travelers ranks lowest.
State Farm ranks highest (44.5); Travelers ranks lowest (19.3). The middle bodily-injury percentile is 29.0. Reviewed plans are 25.2 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
29.0
Middle percentile across available plans.
BI plan spread
25.2
State Farm to Travelers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Travelers lowest.
State Farm
Private Passenger Auto
44.5
Within-plan percentile
Tesla Insurance
Tesla PPA
36.9
Within-plan percentile
Progressive
CA Select PPA
29.0
Within-plan percentile
Farmers
Farmers Auto
20.5
Within-plan percentile
Travelers
Quantum Auto 2.0
19.3
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 29.0 | 25.2 pts | 36.9 | — | 19.3 | 20.5 | 29.0 | 44.5 |
| Property damage | 60.1 | 40.0 pts | 65.5 | — | 56.2 | 60.1 | 84.5 | 44.5 |
| Medical payments | 11.9 | 27.0 pts | 27.7 | — | 14.1 | 4.9 | 11.9 | 0.6 |
| Uninsured motorist BI | 25.4 | 25.3 pts | 21.4 | — | — | 9.6 | 29.4 | 35.0 |
| Uninsured motorist PD | 11.7 | 24.0 pts | 33.6 | — | — | 9.6 | 11.7 | — |
| Comprehensive | 38.1 | 38.7 pts | 45.3 | — | 14.5 | 6.5 | 38.1 | 42.7 |
| Collision | 24.9 | 30.3 pts | 36.4 | — | 42.0 | 24.9 | 11.7 | 16.9 |
Widest coverage spread
Property damage
Progressive and State Farm are 40.0 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 24.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.