Compared ZIP · Petaluma, Sonoma County · California ZIP 94954
In Petaluma ZIP 94954, Travelers ranks highest and Farmers ranks lowest.
Travelers ranks highest (37.1); Farmers ranks lowest (9.0). The middle bodily-injury percentile is 25.9. Reviewed plans are 28.1 points apart. Collision splits more (62.1 points), with Tesla Insurance highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
25.9
Middle percentile across available plans.
BI plan spread
28.1
Travelers to Farmers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Farmers lowest.
Travelers
Quantum Auto 2.0
37.1
Within-plan percentile
State Farm
Private Passenger Auto
32.6
Within-plan percentile
Tesla Insurance
Tesla PPA
25.9
Within-plan percentile
Progressive
CA Select PPA
21.8
Within-plan percentile
Farmers
Farmers Auto
9.0
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Tesla Insurance ranks highest (76.9); Farmers ranks lowest (14.8). Collision spread is 62.1 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 25.9 | 28.1 pts | 25.9 | — | 37.1 | 9.0 | 21.8 | 32.6 |
| Property damage | 59.3 | 56.1 pts | 88.7 | — | 48.7 | 59.3 | 85.8 | 32.6 |
| Medical payments | 48.0 | 69.7 pts | 44.6 | — | 14.1 | 83.7 | 53.4 | 48.0 |
| Uninsured motorist BI | 28.3 | 24.4 pts | 20.5 | — | — | 35.0 | 21.7 | 44.9 |
| Uninsured motorist PD | 35.0 | 4.7 pts | 37.8 | — | — | 35.0 | 33.2 | — |
| Comprehensive | 14.5 | 47.5 pts | 52.0 | — | 14.5 | 7.9 | 4.5 | 15.9 |
| Collision | 33.2 | 62.1 pts | 76.9 | — | 42.0 | 14.8 | 33.2 | 20.4 |
Widest coverage spread
Medical payments
Farmers and Travelers are 69.7 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 4.7 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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94901
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Read breakdownKentfield, Marin County
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State Farm ranks highest (76.0); Farmers ranks lowest (9.0).
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