Plans disagree · Sausalito, Marin County · California ZIP 94965
Travelers and Progressive place Sausalito ZIP 94965 very differently.
Travelers ranks highest (65.8); Progressive ranks lowest (19.9). The middle bodily-injury percentile is 49.2. Reviewed plans are 45.9 points apart. Collision splits more (72.3 points), with Farmers highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
49.2
Middle percentile across available plans.
BI plan spread
45.9
Travelers to Progressive.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Progressive lowest.
Travelers
Quantum Auto 2.0
65.8
Within-plan percentile
State Farm
Private Passenger Auto
50.8
Within-plan percentile
Tesla Insurance
Tesla PPA
49.2
Within-plan percentile
Farmers
Farmers Auto
22.7
Within-plan percentile
Progressive
CA Select PPA
19.9
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Farmers ranks highest (84.6); Tesla Insurance ranks lowest (12.3). Collision spread is 72.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 49.2 | 45.9 pts | 49.2 | — | 65.8 | 22.7 | 19.9 | 50.8 |
| Property damage | 72.9 | 39.7 pts | 72.9 | — | 84.1 | 90.5 | 66.4 | 50.8 |
| Medical payments | 36.7 | 31.9 pts | 5.8 | — | 37.7 | 36.8 | 33.5 | 36.7 |
| Uninsured motorist BI | 19.5 | 22.1 pts | 19.1 | — | — | 10.3 | 19.9 | 32.4 |
| Uninsured motorist PD | 50.0 | 70.2 pts | 50.0 | — | — | 10.3 | 80.5 | — |
| Comprehensive | 35.3 | 42.3 pts | 20.4 | — | 28.1 | 49.5 | 35.3 | 62.7 |
| Collision | 80.5 | 72.3 pts | 12.3 | — | 82.8 | 84.6 | 80.5 | 49.1 |
Widest coverage spread
Collision
Farmers and Tesla Insurance are 72.3 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 22.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
San Rafael, Marin County
94901
Tesla Insurance ranks highest (91.5); Farmers ranks lowest (4.2).
Read breakdownSan Francisco
94127
Progressive ranks highest (86.6); Safeco ranks lowest (5.9).
Read breakdownSan Quentin, Marin County
94964
Progressive ranks highest (84.9); Tesla Insurance ranks lowest (11.6).
Read breakdown