Plans disagree · San Rafael, Marin County · California ZIP 94966
Progressive and Farmers place San Rafael ZIP 94966 very differently.
Progressive ranks highest (66.7); Farmers ranks lowest (15.9). The middle bodily-injury percentile is 49.2. Reviewed plans are 50.8 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
49.2
Middle percentile across available plans.
BI plan spread
50.8
Progressive to Farmers.
Plans available
3
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Farmers lowest.
Progressive
CA Select PPA
66.7
Within-plan percentile
Tesla Insurance
Tesla PPA
49.2
Within-plan percentile
Farmers
Farmers Auto
15.9
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Travelers
Quantum Auto 2.0
—
Within-plan percentile
State Farm
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 49.2 | 50.8 pts | 49.2 | — | — | 15.9 | 66.7 | — |
| Property damage | 70.4 | 16.1 pts | 79.6 | — | — | 63.5 | 70.4 | — |
| Medical payments | 63.9 | 39.4 pts | 40.1 | — | — | 79.5 | 63.9 | — |
| Uninsured motorist BI | 41.3 | 40.6 pts | 26.9 | — | — | 41.3 | 67.5 | — |
| Uninsured motorist PD | 57.0 | 28.0 pts | 57.0 | — | — | 41.3 | 69.4 | — |
| Comprehensive | 57.2 | 14.7 pts | 58.3 | — | — | 43.6 | 57.2 | — |
| Collision | 39.2 | 37.5 pts | 39.2 | — | — | 31.9 | 69.4 | — |
Widest coverage spread
Bodily injury
Progressive and Farmers are 50.8 percentile points apart.
Closest agreement
Comprehensive
Available plans are 14.7 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
San Rafael, Marin County
94901
Tesla Insurance ranks highest (91.5); Farmers ranks lowest (4.2).
Read breakdownCivic Center, Marin County
94903
Travelers ranks highest (62.6); Tesla Insurance ranks lowest (4.6).
Read breakdownKentfield, Marin County
94904
Progressive ranks highest (92.9); Farmers ranks lowest (36.8).
Read breakdown