Broadly lower position · Monte Vista, Santa Clara County · California ZIP 95014
Monte Vista ZIP 95014 ranks near the lower end across plans.
Travelers ranks highest (30.0); Farmers ranks lowest (6.8). The middle bodily-injury percentile is 17.1. Reviewed plans are 23.2 points apart. Collision splits more (46.0 points), with Farmers highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
17.1
Middle percentile across available plans.
BI plan spread
23.2
Travelers to Farmers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Farmers lowest.
Travelers
Quantum Auto 2.0
30.0
Within-plan percentile
Tesla Insurance
Tesla PPA
17.4
Within-plan percentile
Progressive
CA Select PPA
17.1
Within-plan percentile
State Farm
Private Passenger Auto
16.1
Within-plan percentile
Farmers
Farmers Auto
6.8
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Farmers ranks highest (47.7); Tesla Insurance ranks lowest (1.7). Collision spread is 46.0 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 17.1 | 23.2 pts | 17.4 | — | 30.0 | 6.8 | 17.1 | 16.1 |
| Property damage | 63.6 | 59.1 pts | 75.2 | — | 75.1 | 52.1 | 63.6 | 16.1 |
| Medical payments | 41.2 | 57.9 pts | 41.2 | — | 30.2 | 69.0 | 76.2 | 18.2 |
| Uninsured motorist BI | 12.0 | 39.4 pts | 7.5 | — | — | 0.4 | 16.5 | 39.8 |
| Uninsured motorist PD | 1.3 | 27.1 pts | 1.3 | — | — | 0.4 | 27.5 | — |
| Comprehensive | 1.2 | 23.1 pts | 23.5 | — | 2.4 | 0.4 | 0.9 | 1.2 |
| Collision | 35.0 | 46.0 pts | 1.7 | — | 35.0 | 47.7 | 27.5 | 45.8 |
Widest coverage spread
Property damage
Tesla Insurance and State Farm are 59.1 percentile points apart.
Closest agreement
Comprehensive
Available plans are 23.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Santa Clara
95051
Tesla Insurance ranks highest (91.5); Progressive ranks lowest (3.5).
Read breakdownSunnyvale, Santa Clara County
94085
Tesla Insurance ranks highest (88.7); Farmers ranks lowest (0.9).
Read breakdownSan Jose, Santa Clara County
95134
Tesla Insurance ranks highest (89.7); Farmers ranks lowest (2.7).
Read breakdown