Plans disagree · Alviso, Santa Clara County · California ZIP 95021
Progressive and Farmers place Alviso ZIP 95021 very differently.
Progressive ranks highest (66.7); Farmers ranks lowest (19.1). The middle bodily-injury percentile is 42.9. Reviewed plans are 47.6 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
42.9
Middle percentile across available plans.
BI plan spread
47.6
Progressive to Farmers.
Plans available
2
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Farmers lowest.
Progressive
CA Select PPA
66.7
Within-plan percentile
Farmers
Farmers Auto
19.1
Within-plan percentile
Tesla Insurance
Tesla PPA
—
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Travelers
Quantum Auto 2.0
—
Within-plan percentile
State Farm
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 42.9 | 47.6 pts | — | — | — | 19.1 | 66.7 | — |
| Property damage | 59.9 | 20.9 pts | — | — | — | 49.5 | 70.4 | — |
| Medical payments | 62.5 | 2.7 pts | — | — | — | 61.2 | 63.9 | — |
| Uninsured motorist BI | 40.7 | 53.5 pts | — | — | — | 13.9 | 67.5 | — |
| Uninsured motorist PD | 41.6 | 55.4 pts | — | — | — | 13.9 | 69.4 | — |
| Comprehensive | 44.5 | 25.4 pts | — | — | — | 31.8 | 57.2 | — |
| Collision | 55.3 | 28.0 pts | — | — | — | 41.3 | 69.4 | — |
Widest coverage spread
Uninsured motorist PD
Progressive and Farmers are 55.4 percentile points apart.
Closest agreement
Medical payments
Available plans are 2.7 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Alviso, Santa Clara County
95001
Tesla Insurance ranks highest (65.0); Farmers ranks lowest (15.9).
Read breakdownAlviso, Santa Clara County
95002
State Farm ranks highest (64.4); Progressive ranks lowest (16.3).
Read breakdownAptos, Santa Cruz County
95003
Progressive ranks highest (34.1); State Farm ranks lowest (3.5).
Read breakdown