Broadly lower position · Alviso, Santa Clara County · California ZIP 95031
Alviso ZIP 95031 ranks near the lower end across plans.
Farmers ranks highest (19.1); Tesla Insurance ranks lowest (12.6). The middle bodily-injury percentile is 15.9. Reviewed plans are 6.5 points apart. Collision splits more (23.5 points), with Tesla Insurance highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
15.9
Middle percentile across available plans.
BI plan spread
6.5
Farmers to Tesla Insurance.
Plans available
2
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Tesla Insurance lowest.
Farmers
Farmers Auto
19.1
Within-plan percentile
Tesla Insurance
Tesla PPA
12.6
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Travelers
Quantum Auto 2.0
—
Within-plan percentile
Progressive
CA Select PPA
—
Within-plan percentile
State Farm
Private Passenger Auto
—
Within-plan percentile
Tesla Insurance ranks highest (64.8); Farmers ranks lowest (41.3). Collision spread is 23.5 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 15.9 | 6.5 pts | 12.6 | — | — | 19.1 | — | — |
| Property damage | 66.8 | 34.7 pts | 84.2 | — | — | 49.5 | — | — |
| Medical payments | 33.5 | 32.8 pts | 17.1 | — | — | 49.9 | — | — |
| Uninsured motorist BI | 19.5 | 26.0 pts | 32.5 | — | — | 6.5 | — | — |
| Uninsured motorist PD | 9.2 | 5.4 pts | 11.9 | — | — | 6.5 | — | — |
| Comprehensive | 27.2 | 14.8 pts | 34.7 | — | — | 19.8 | — | — |
| Collision | 53.0 | 23.5 pts | 64.8 | — | — | 41.3 | — | — |
Widest coverage spread
Property damage
Tesla Insurance and Farmers are 34.7 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 5.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Alviso, Santa Clara County
95001
Tesla Insurance ranks highest (65.0); Farmers ranks lowest (15.9).
Read breakdownAlviso, Santa Clara County
95002
State Farm ranks highest (64.4); Progressive ranks lowest (16.3).
Read breakdownAptos, Santa Cruz County
95003
Progressive ranks highest (34.1); State Farm ranks lowest (3.5).
Read breakdown