Compared ZIP · Moss Landing, Monterey County · California ZIP 95039
In Moss Landing ZIP 95039, Tesla Insurance ranks highest and Progressive ranks lowest.
Tesla Insurance ranks highest (53.6); Progressive ranks lowest (18.0). The middle bodily-injury percentile is 33.3. Reviewed plans are 35.6 points apart. Collision splits more (49.5 points), with Tesla Insurance highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
33.3
Middle percentile across available plans.
BI plan spread
35.6
Tesla Insurance to Progressive.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Progressive lowest.
Tesla Insurance
Tesla PPA
53.6
Within-plan percentile
Farmers
Farmers Auto
49.9
Within-plan percentile
Travelers
Quantum Auto 2.0
33.3
Within-plan percentile
State Farm
Private Passenger Auto
30.3
Within-plan percentile
Progressive
CA Select PPA
18.0
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Tesla Insurance ranks highest (70.7); Farmers ranks lowest (21.2). Collision spread is 49.5 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 33.3 | 35.6 pts | 53.6 | — | 33.3 | 49.9 | 18.0 | 30.3 |
| Property damage | 35.9 | 42.9 pts | 49.9 | — | 35.9 | 73.2 | 30.4 | 30.3 |
| Medical payments | 55.0 | 80.5 pts | 1.7 | — | 82.2 | 55.0 | 44.2 | 79.4 |
| Uninsured motorist BI | 14.7 | 24.3 pts | 5.4 | — | — | 29.7 | 18.0 | 11.5 |
| Uninsured motorist PD | 34.2 | 6.1 pts | 35.7 | — | — | 29.7 | 34.2 | — |
| Comprehensive | 60.3 | 42.5 pts | 33.3 | — | 60.3 | 55.0 | 75.7 | 71.8 |
| Collision | 34.2 | 49.5 pts | 70.7 | — | 42.0 | 21.2 | 34.2 | 31.7 |
Widest coverage spread
Medical payments
Travelers and Tesla Insurance are 80.5 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 6.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Prunedale, Monterey County
93907
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Farmers ranks highest (76.3); Tesla Insurance ranks lowest (5.9).
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Farmers ranks highest (74.2); Tesla Insurance ranks lowest (5.3).
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