Plans disagree · Alviso, Santa Clara County · California ZIP 95042
Tesla Insurance and State Farm place Alviso ZIP 95042 very differently.
Tesla Insurance ranks highest (53.6); State Farm ranks lowest (9.6). The middle bodily-injury percentile is 15.0. Reviewed plans are 44.0 points apart. Collision splits more (77.3 points), with Progressive highest and State Farm lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
15.0
Middle percentile across available plans.
BI plan spread
44.0
Tesla Insurance to State Farm.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, State Farm lowest.
Tesla Insurance
Tesla PPA
53.6
Within-plan percentile
Travelers
Quantum Auto 2.0
21.4
Within-plan percentile
Farmers
Farmers Auto
15.0
Within-plan percentile
Progressive
CA Select PPA
13.0
Within-plan percentile
State Farm
Private Passenger Auto
9.6
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Progressive ranks highest (95.5); State Farm ranks lowest (18.2). Collision spread is 77.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 15.0 | 44.0 pts | 53.6 | — | 21.4 | 15.0 | 13.0 | 9.6 |
| Property damage | 62.6 | 78.7 pts | 49.9 | — | 62.6 | 81.9 | 88.3 | 9.6 |
| Medical payments | 29.1 | 48.2 pts | 1.7 | — | 30.2 | 49.9 | 29.1 | 18.2 |
| Uninsured motorist BI | 9.1 | 13.5 pts | 5.4 | — | — | 13.9 | 12.9 | 0.4 |
| Uninsured motorist PD | 35.7 | 81.6 pts | 35.7 | — | — | 13.9 | 95.5 | — |
| Comprehensive | 29.3 | 17.3 pts | 33.3 | — | 16.0 | 22.1 | 29.4 | 29.3 |
| Collision | 68.5 | 77.3 pts | 70.7 | — | 50.0 | 68.5 | 95.5 | 18.2 |
Widest coverage spread
Uninsured motorist PD
Progressive and Farmers are 81.6 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 13.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Alviso, Santa Clara County
95001
Tesla Insurance ranks highest (65.0); Farmers ranks lowest (15.9).
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95002
State Farm ranks highest (64.4); Progressive ranks lowest (16.3).
Read breakdownAptos, Santa Cruz County
95003
Progressive ranks highest (34.1); State Farm ranks lowest (3.5).
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