Compared ZIP · Alviso, Santa Clara County · California ZIP 95044
In Alviso ZIP 95044, State Farm ranks highest and Farmers ranks lowest.
State Farm ranks highest (57.6); Farmers ranks lowest (28.4). The middle bodily-injury percentile is 49.2. Reviewed plans are 29.2 points apart. Collision splits more (55.8 points), with Progressive highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
49.2
Middle percentile across available plans.
BI plan spread
29.2
State Farm to Farmers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Farmers lowest.
State Farm
Private Passenger Auto
57.6
Within-plan percentile
Travelers
Quantum Auto 2.0
50.4
Within-plan percentile
Tesla Insurance
Tesla PPA
49.2
Within-plan percentile
Progressive
CA Select PPA
29.0
Within-plan percentile
Farmers
Farmers Auto
28.4
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Progressive ranks highest (76.5); Tesla Insurance ranks lowest (20.7). Collision spread is 55.8 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 49.2 | 29.2 pts | 49.2 | — | 50.4 | 28.4 | 29.0 | 57.6 |
| Property damage | 66.8 | 63.7 pts | 6.8 | — | 69.7 | 66.8 | 70.4 | 57.6 |
| Medical payments | 30.7 | 33.0 pts | 30.7 | — | 3.8 | 36.8 | 26.6 | 36.7 |
| Uninsured motorist BI | 28.0 | 41.9 pts | 3.8 | — | — | 45.7 | 29.4 | 26.6 |
| Uninsured motorist PD | 45.7 | 54.9 pts | 21.6 | — | — | 45.7 | 76.5 | — |
| Comprehensive | 37.1 | 53.5 pts | 72.0 | — | 18.5 | 37.1 | 25.3 | 52.2 |
| Collision | 43.5 | 55.8 pts | 20.7 | — | 50.0 | 39.3 | 76.5 | 43.5 |
Widest coverage spread
Property damage
Progressive and Tesla Insurance are 63.7 percentile points apart.
Closest agreement
Bodily injury
Available plans are 29.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Alviso, Santa Clara County
95001
Tesla Insurance ranks highest (65.0); Farmers ranks lowest (15.9).
Read breakdownAlviso, Santa Clara County
95002
State Farm ranks highest (64.4); Progressive ranks lowest (16.3).
Read breakdownAptos, Santa Cruz County
95003
Progressive ranks highest (34.1); State Farm ranks lowest (3.5).
Read breakdown