Plans disagree · Santa Clara · California ZIP 95053
State Farm and Progressive place Santa Clara ZIP 95053 very differently.
State Farm ranks highest (65.7); Progressive ranks lowest (10.2). The middle bodily-injury percentile is 27.3. Reviewed plans are 55.6 points apart. Collision splits more (67.9 points), with Progressive highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
27.3
Middle percentile across available plans.
BI plan spread
55.6
State Farm to Progressive.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Progressive lowest.
State Farm
Private Passenger Auto
65.7
Within-plan percentile
Travelers
Quantum Auto 2.0
33.3
Within-plan percentile
Tesla Insurance
Tesla PPA
27.3
Within-plan percentile
Farmers
Farmers Auto
18.4
Within-plan percentile
Progressive
CA Select PPA
10.2
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Progressive ranks highest (89.2); Farmers ranks lowest (21.2). Collision spread is 67.9 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 27.3 | 55.6 pts | 27.3 | — | 33.3 | 18.4 | 10.2 | 65.7 |
| Property damage | 79.8 | 47.3 pts | 81.7 | — | 79.8 | 48.6 | 95.9 | 65.7 |
| Medical payments | 39.2 | 33.9 pts | 58.2 | — | 42.9 | 29.7 | 24.3 | 39.2 |
| Uninsured motorist BI | 16.8 | 20.8 pts | 2.7 | — | — | 23.4 | 10.2 | 23.5 |
| Uninsured motorist PD | 27.5 | 65.7 pts | 27.5 | — | — | 23.4 | 89.2 | — |
| Comprehensive | 19.4 | 13.0 pts | 19.4 | — | 9.1 | 22.1 | 20.3 | 11.3 |
| Collision | 42.0 | 67.9 pts | 46.1 | — | 42.0 | 21.2 | 89.2 | 28.7 |
Widest coverage spread
Collision
Progressive and Farmers are 67.9 percentile points apart.
Closest agreement
Comprehensive
Available plans are 13.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Santa Clara
95051
Tesla Insurance ranks highest (91.5); Progressive ranks lowest (3.5).
Read breakdownSunnyvale, Santa Clara County
94085
Tesla Insurance ranks highest (88.7); Farmers ranks lowest (0.9).
Read breakdownSan Jose, Santa Clara County
95134
Tesla Insurance ranks highest (89.7); Farmers ranks lowest (2.7).
Read breakdown