Compared ZIP · Santa Clara · California ZIP 95054
In Santa Clara ZIP 95054, Farmers ranks highest and Tesla Insurance ranks lowest.
Farmers ranks highest (34.3); Tesla Insurance ranks lowest (4.6). The middle bodily-injury percentile is 31.8. Reviewed plans are 29.6 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
31.8
Middle percentile across available plans.
BI plan spread
29.6
Farmers to Tesla Insurance.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Tesla Insurance lowest.
Farmers
Farmers Auto
34.3
Within-plan percentile
Travelers
Quantum Auto 2.0
33.3
Within-plan percentile
State Farm
Private Passenger Auto
31.8
Within-plan percentile
Progressive
CA Select PPA
23.6
Within-plan percentile
Tesla Insurance
Tesla PPA
4.6
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 31.8 | 29.6 pts | 4.6 | — | 33.3 | 34.3 | 23.6 | 31.8 |
| Property damage | 79.8 | 64.2 pts | 91.3 | — | 79.8 | 27.0 | 88.9 | 31.8 |
| Medical payments | 42.9 | 79.3 pts | 3.7 | — | 68.2 | 25.4 | 83.0 | 42.9 |
| Uninsured motorist BI | 16.9 | 10.2 pts | 20.4 | — | — | 13.3 | 23.3 | 13.1 |
| Uninsured motorist PD | 50.8 | 56.0 pts | 50.8 | — | — | 13.3 | 69.4 | — |
| Comprehensive | 5.9 | 8.6 pts | 12.5 | — | 5.7 | 6.5 | 4.0 | 5.9 |
| Collision | 69.4 | 36.7 pts | 37.7 | — | 42.0 | 74.3 | 69.4 | 69.7 |
Widest coverage spread
Medical payments
Progressive and Tesla Insurance are 79.3 percentile points apart.
Closest agreement
Comprehensive
Available plans are 8.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Santa Clara
95051
Tesla Insurance ranks highest (91.5); Progressive ranks lowest (3.5).
Read breakdownSunnyvale, Santa Clara County
94085
Tesla Insurance ranks highest (88.7); Farmers ranks lowest (0.9).
Read breakdownSan Jose, Santa Clara County
95134
Tesla Insurance ranks highest (89.7); Farmers ranks lowest (2.7).
Read breakdown