Broadly lower position · Scotts Valley, Santa Cruz County · California ZIP 95060
Scotts Valley ZIP 95060 ranks near the lower end across plans.
State Farm ranks highest (24.1); Tesla Insurance ranks lowest (3.3). The middle bodily-injury percentile is 22.7. Reviewed plans are 20.7 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
22.7
Middle percentile across available plans.
BI plan spread
20.7
State Farm to Tesla Insurance.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Tesla Insurance lowest.
State Farm
Private Passenger Auto
24.1
Within-plan percentile
Travelers
Quantum Auto 2.0
23.2
Within-plan percentile
Farmers
Farmers Auto
22.7
Within-plan percentile
Progressive
CA Select PPA
9.1
Within-plan percentile
Tesla Insurance
Tesla PPA
3.3
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 22.7 | 20.7 pts | 3.3 | — | 23.2 | 22.7 | 9.1 | 24.1 |
| Property damage | 34.3 | 18.1 pts | 38.6 | — | 42.1 | 27.6 | 34.3 | 24.1 |
| Medical payments | 43.2 | 40.4 pts | 35.8 | — | 54.4 | 14.6 | 43.2 | 54.9 |
| Uninsured motorist BI | 18.8 | 28.5 pts | 25.4 | — | — | 37.6 | 9.1 | 12.1 |
| Uninsured motorist PD | 22.8 | 31.6 pts | 22.8 | — | — | 37.6 | 6.0 | — |
| Comprehensive | 18.1 | 7.3 pts | 18.1 | — | 21.6 | 20.6 | 15.9 | 14.4 |
| Collision | 13.4 | 29.0 pts | 26.7 | — | 35.0 | 13.4 | 6.0 | 11.2 |
Widest coverage spread
Medical payments
State Farm and Farmers are 40.4 percentile points apart.
Closest agreement
Comprehensive
Available plans are 7.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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