ZIP breakdowns

Plans disagree · Alviso, Santa Clara County · California ZIP 95071

Progressive and Farmers place Alviso ZIP 95071 very differently.

Progressive ranks highest (66.7); Farmers ranks lowest (15.0). The middle bodily-injury percentile is 40.9. Reviewed plans are 51.7 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

40.9

Middle percentile across available plans.

BI plan spread

51.7

Progressive to Farmers.

Plans available

2

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Progressive highest, Farmers lowest.

Progressive

CA Select PPA

Highest

66.7

Within-plan percentile

Filed factor1

Farmers

Farmers Auto

Lowest

15.0

Within-plan percentile

Filed factor0.8335

Tesla Insurance

Tesla PPA

Within-plan percentile

Filed factor

Safeco

Private Passenger Auto

Within-plan percentile

Filed factor

Travelers

Quantum Auto 2.0

Within-plan percentile

Filed factor

State Farm

Private Passenger Auto

Within-plan percentile

Filed factor

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 95071 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury40.951.7 pts15.066.7
Property damage69.81.2 pts69.270.4
Medical payments33.660.6 pts3.263.9
Uninsured motorist BI34.166.7 pts0.867.5
Uninsured motorist PD35.168.6 pts0.869.4
Comprehensive34.046.4 pts10.857.2
Collision70.62.6 pts71.969.4

Widest coverage spread

Uninsured motorist PD

Progressive and Farmers are 68.6 percentile points apart.

Closest agreement

Property damage

Available plans are 1.2 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Alviso, Santa Clara County ZIP 95071 Auto Insurance Factors | GoodDriver California