Compared ZIP · San Jose, Santa Clara County · California ZIP 95119
In San Jose ZIP 95119, State Farm ranks highest and Tesla Insurance ranks lowest.
State Farm ranks highest (46.2); Tesla Insurance ranks lowest (13.5). The middle bodily-injury percentile is 19.9. Reviewed plans are 32.7 points apart. Collision splits more (62.2 points), with Tesla Insurance highest and Progressive lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
19.9
Middle percentile across available plans.
BI plan spread
32.7
State Farm to Tesla Insurance.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Tesla Insurance lowest.
State Farm
Private Passenger Auto
46.2
Within-plan percentile
Travelers
Quantum Auto 2.0
22.3
Within-plan percentile
Progressive
CA Select PPA
19.9
Within-plan percentile
Farmers
Farmers Auto
19.1
Within-plan percentile
Tesla Insurance
Tesla PPA
13.5
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Tesla Insurance ranks highest (77.2); Progressive ranks lowest (14.9). Collision spread is 62.2 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 19.9 | 32.7 pts | 13.5 | — | 22.3 | 19.1 | 19.9 | 46.2 |
| Property damage | 53.5 | 48.4 pts | 53.5 | — | 79.8 | 89.9 | 41.4 | 46.2 |
| Medical payments | 31.4 | 42.1 pts | 31.4 | — | 30.2 | 29.7 | 71.8 | 34.5 |
| Uninsured motorist BI | 20.3 | 13.1 pts | 20.8 | — | — | 21.3 | 19.9 | 8.2 |
| Uninsured motorist PD | 21.3 | 30.5 pts | 45.4 | — | — | 21.3 | 14.9 | — |
| Comprehensive | 11.0 | 50.9 pts | 57.5 | — | 11.2 | 7.9 | 11.0 | 6.6 |
| Collision | 48.4 | 62.2 pts | 77.2 | — | 64.1 | 48.4 | 14.9 | 25.3 |
Widest coverage spread
Collision
Tesla Insurance and Progressive are 62.2 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 13.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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