Broadly lower position · Mount Hamilton, Santa Clara County · California ZIP 95140
Mount Hamilton ZIP 95140 ranks near the lower end across plans.
Travelers ranks highest (30.0); Farmers ranks lowest (6.8). The middle bodily-injury percentile is 25.3. Reviewed plans are 23.2 points apart. Collision splits more (50.2 points), with Travelers highest and Progressive lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
25.3
Middle percentile across available plans.
BI plan spread
23.2
Travelers to Farmers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Travelers highest, Farmers lowest.
Travelers
Quantum Auto 2.0
30.0
Within-plan percentile
State Farm
Private Passenger Auto
29.0
Within-plan percentile
Progressive
CA Select PPA
25.3
Within-plan percentile
Tesla Insurance
Tesla PPA
6.9
Within-plan percentile
Farmers
Farmers Auto
6.8
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Travelers ranks highest (79.5); Progressive ranks lowest (29.3). Collision spread is 50.2 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 25.3 | 23.2 pts | 6.9 | — | 30.0 | 6.8 | 25.3 | 29.0 |
| Property damage | 68.4 | 59.5 pts | 68.4 | — | 69.7 | 55.9 | 88.5 | 29.0 |
| Medical payments | 43.0 | 64.4 pts | 24.0 | — | 77.1 | 43.0 | 45.3 | 12.7 |
| Uninsured motorist BI | 7.9 | 23.9 pts | 0.6 | — | — | 9.6 | 24.5 | 6.2 |
| Uninsured motorist PD | 29.3 | 22.4 pts | 32.1 | — | — | 9.6 | 29.3 | — |
| Comprehensive | 28.3 | 22.1 pts | 31.9 | — | 18.5 | 28.3 | 38.1 | 15.9 |
| Collision | 50.8 | 50.2 pts | 50.8 | — | 79.5 | 42.4 | 29.3 | 62.8 |
Widest coverage spread
Medical payments
Travelers and State Farm are 64.4 percentile points apart.
Closest agreement
Comprehensive
Available plans are 22.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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