Plans disagree · Stockton, San Joaquin County · California ZIP 95205
Farmers and Tesla Insurance place Stockton ZIP 95205 very differently.
Farmers ranks highest (85.4); Tesla Insurance ranks lowest (42.2). The middle bodily-injury percentile is 58.1. Reviewed plans are 43.1 points apart. Collision splits more (57.3 points), with State Farm highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
58.1
Middle percentile across available plans.
BI plan spread
43.1
Farmers to Tesla Insurance.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Tesla Insurance lowest.
Farmers
Farmers Auto
85.4
Within-plan percentile
State Farm
Private Passenger Auto
79.2
Within-plan percentile
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
Progressive
CA Select PPA
48.8
Within-plan percentile
Tesla Insurance
Tesla PPA
42.2
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
State Farm ranks highest (91.2); Farmers ranks lowest (33.9). Collision spread is 57.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 58.1 | 43.1 pts | 42.2 | — | 58.1 | 85.4 | 48.8 | 79.2 |
| Property damage | 45.5 | 63.4 pts | 45.5 | — | 48.7 | 15.8 | 42.9 | 79.2 |
| Medical payments | 95.1 | 18.7 pts | 95.1 | — | 80.0 | 97.9 | 79.2 | 97.0 |
| Uninsured motorist BI | 77.4 | 32.5 pts | 81.2 | — | — | 77.5 | 48.7 | 77.3 |
| Uninsured motorist PD | 77.5 | 28.4 pts | 97.8 | — | — | 77.5 | 69.4 | — |
| Comprehensive | 93.7 | 5.8 pts | 94.2 | — | 96.8 | 91.0 | 92.6 | 93.7 |
| Collision | 82.8 | 57.3 pts | 83.8 | — | 82.8 | 33.9 | 69.4 | 91.2 |
Widest coverage spread
Property damage
State Farm and Farmers are 63.4 percentile points apart.
Closest agreement
Comprehensive
Available plans are 5.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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95376
Tesla Insurance ranks highest (91.9); Farmers ranks lowest (18.4).
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Progressive ranks highest (85.3); Tesla Insurance ranks lowest (13.9).
Read breakdownSalida, Stanislaus County
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State Farm ranks highest (76.9); Tesla Insurance ranks lowest (13.9).
Read breakdown