ZIP breakdowns

Plans disagree · Stockton, San Joaquin County · California ZIP 95211

Farmers and Progressive place Stockton ZIP 95211 very differently.

Farmers ranks highest (89.8); Progressive ranks lowest (48.8). The middle bodily-injury percentile is 70.9. Reviewed plans are 41.0 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

70.9

Middle percentile across available plans.

BI plan spread

41.0

Farmers to Progressive.

Plans available

5

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Farmers highest, Progressive lowest.

Farmers

Farmers Auto

Highest

89.8

Within-plan percentile

Filed factor1.2554

State Farm

Private Passenger Auto

71.7

Within-plan percentile

Filed factor1.024

Travelers

Quantum Auto 2.0

70.9

Within-plan percentile

Filed factor0.837

Tesla Insurance

Tesla PPA

57.9

Within-plan percentile

Filed factor1.0449

Progressive

CA Select PPA

Lowest

48.8

Within-plan percentile

Filed factor0.8904

Safeco

Private Passenger Auto

Within-plan percentile

Filed factor

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 95211 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury70.941.0 pts57.970.989.848.871.7
Property damage56.242.5 pts83.956.249.541.471.7
Medical payments80.143.4 pts90.246.880.188.768.2
Uninsured motorist BI48.256.1 pts60.147.748.74.0
Uninsured motorist PD51.25.9 pts53.647.751.2
Comprehensive59.132.2 pts85.856.753.665.559.1
Collision60.740.0 pts24.164.163.551.260.7

Widest coverage spread

Uninsured motorist BI

Tesla Insurance and State Farm are 56.1 percentile points apart.

Closest agreement

Uninsured motorist PD

Available plans are 5.9 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Stockton, San Joaquin County ZIP 95211 Auto Insurance Factors | GoodDriver California