ZIP breakdowns

Plans disagree · Stockton, San Joaquin County · California ZIP 95219

Progressive and Farmers place Stockton ZIP 95219 very differently.

Progressive ranks highest (75.4); Farmers ranks lowest (27.7). The middle bodily-injury percentile is 58.1. Reviewed plans are 47.7 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

58.1

Middle percentile across available plans.

BI plan spread

47.7

Progressive to Farmers.

Plans available

5

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Progressive highest, Farmers lowest.

Progressive

CA Select PPA

Highest

75.4

Within-plan percentile

Filed factor1.04

State Farm

Private Passenger Auto

74.1

Within-plan percentile

Filed factor1.041

Travelers

Quantum Auto 2.0

58.1

Within-plan percentile

Filed factor0.773

Tesla Insurance

Tesla PPA

27.8

Within-plan percentile

Filed factor0.9474

Farmers

Farmers Auto

Lowest

27.7

Within-plan percentile

Filed factor0.8837

Safeco

Private Passenger Auto

Within-plan percentile

Filed factor

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 95219 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury58.147.7 pts27.858.127.775.474.1
Property damage42.155.9 pts44.542.118.240.474.1
Medical payments58.049.3 pts26.554.475.858.066.5
Uninsured motorist BI57.027.6 pts60.147.775.353.9
Uninsured motorist PD47.758.1 pts91.347.733.2
Comprehensive40.657.2 pts67.174.032.916.840.6
Collision50.047.0 pts76.050.029.033.268.7

Widest coverage spread

Uninsured motorist PD

Tesla Insurance and Progressive are 58.1 percentile points apart.

Closest agreement

Uninsured motorist BI

Available plans are 27.6 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Stockton, San Joaquin County ZIP 95219 Auto Insurance Factors | GoodDriver California