Compared ZIP · French Camp, San Joaquin County · California ZIP 95231
In French Camp ZIP 95231, State Farm ranks highest and Progressive ranks lowest.
State Farm ranks highest (76.4); Progressive ranks lowest (40.4). The middle bodily-injury percentile is 50.3. Reviewed plans are 36.0 points apart. Collision splits more (53.5 points), with Travelers highest and Progressive lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
50.3
Middle percentile across available plans.
BI plan spread
36.0
State Farm to Progressive.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Progressive lowest.
State Farm
Private Passenger Auto
76.4
Within-plan percentile
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
Tesla Insurance
Tesla PPA
50.3
Within-plan percentile
Farmers
Farmers Auto
48.8
Within-plan percentile
Progressive
CA Select PPA
40.4
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Travelers ranks highest (82.8); Progressive ranks lowest (29.3). Collision spread is 53.5 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 50.3 | 36.0 pts | 50.3 | — | 58.1 | 48.8 | 40.4 | 76.4 |
| Property damage | 48.7 | 46.4 pts | 30.0 | — | 48.7 | 39.4 | 64.0 | 76.4 |
| Medical payments | 80.9 | 28.1 pts | 61.9 | — | 80.0 | 89.8 | 80.9 | 90.0 |
| Uninsured motorist BI | 37.2 | 38.8 pts | 53.6 | — | — | 14.7 | 40.7 | 33.7 |
| Uninsured motorist PD | 29.3 | 63.1 pts | 77.8 | — | — | 14.7 | 29.3 | — |
| Comprehensive | 86.4 | 29.7 pts | 68.3 | — | 87.2 | 60.5 | 90.2 | 86.4 |
| Collision | 75.6 | 53.5 pts | 72.7 | — | 82.8 | 79.1 | 29.3 | 75.6 |
Widest coverage spread
Uninsured motorist PD
Tesla Insurance and Farmers are 63.1 percentile points apart.
Closest agreement
Medical payments
Available plans are 28.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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