ZIP breakdowns

Plans disagree · Glencoe, Calaveras County · California ZIP 95232

Progressive and State Farm place Glencoe ZIP 95232 very differently.

Progressive ranks highest (84.5); State Farm ranks lowest (3.0). The middle bodily-injury percentile is 34.3. Reviewed plans are 81.5 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

34.3

Middle percentile across available plans.

BI plan spread

81.5

Progressive to State Farm.

Plans available

5

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Progressive highest, State Farm lowest.

Progressive

CA Select PPA

Highest

84.5

Within-plan percentile

Filed factor1.1454

Travelers

Quantum Auto 2.0

41.5

Within-plan percentile

Filed factor0.715

Farmers

Farmers Auto

34.3

Within-plan percentile

Filed factor0.9034

Tesla Insurance

Tesla PPA

33.9

Within-plan percentile

Filed factor0.967

State Farm

Private Passenger Auto

Lowest

3.0

Within-plan percentile

Filed factor0.639

Safeco

Private Passenger Auto

Within-plan percentile

Filed factor

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 95232 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury34.381.5 pts33.941.534.384.53.0
Property damage17.922.9 pts19.217.925.916.23.0
Medical payments66.553.4 pts63.021.966.571.875.3
Uninsured motorist BI10.079.6 pts4.29.283.810.9
Uninsured motorist PD34.838.7 pts34.89.247.9
Comprehensive68.823.5 pts89.266.065.878.968.8
Collision47.644.4 pts72.737.728.347.947.6

Widest coverage spread

Bodily injury

Progressive and State Farm are 81.5 percentile points apart.

Closest agreement

Property damage

Available plans are 22.9 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Glencoe, Calaveras County ZIP 95232 Auto Insurance Factors | GoodDriver California