Plans disagree · Stockton, San Joaquin County · California ZIP 95234
State Farm and Tesla Insurance place Stockton ZIP 95234 very differently.
State Farm ranks highest (82.7); Tesla Insurance ranks lowest (33.9). The middle bodily-injury percentile is 66.7. Reviewed plans are 48.8 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
66.7
Middle percentile across available plans.
BI plan spread
48.8
State Farm to Tesla Insurance.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Tesla Insurance lowest.
State Farm
Private Passenger Auto
82.7
Within-plan percentile
Travelers
Quantum Auto 2.0
70.9
Within-plan percentile
Farmers
Farmers Auto
66.7
Within-plan percentile
Progressive
CA Select PPA
53.2
Within-plan percentile
Tesla Insurance
Tesla PPA
33.9
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 66.7 | 48.8 pts | 33.9 | — | 70.9 | 66.7 | 53.2 | 82.7 |
| Property damage | 39.3 | 63.5 pts | 19.2 | — | 56.2 | 30.8 | 39.3 | 82.7 |
| Medical payments | 68.2 | 32.4 pts | 63.0 | — | 68.2 | 75.8 | 63.9 | 95.4 |
| Uninsured motorist BI | 45.9 | 73.1 pts | 4.2 | — | — | 38.6 | 53.3 | 77.3 |
| Uninsured motorist PD | 38.6 | 45.3 pts | 34.8 | — | — | 38.6 | 80.1 | — |
| Comprehensive | 92.6 | 23.1 pts | 89.2 | — | 93.8 | 70.7 | 92.6 | 93.1 |
| Collision | 72.7 | 23.1 pts | 72.7 | — | 71.1 | 68.0 | 80.1 | 91.2 |
Widest coverage spread
Uninsured motorist BI
State Farm and Tesla Insurance are 73.1 percentile points apart.
Closest agreement
Comprehensive
Available plans are 23.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.