Broadly higher position · Lockeford, San Joaquin County · California ZIP 95253
Lockeford ZIP 95253 ranks near the higher end across plans.
Tesla Insurance ranks highest (78.2); Progressive ranks lowest (57.8). The middle bodily-injury percentile is 71.7. Reviewed plans are 20.4 points apart. Collision splits more (55.7 points), with Progressive highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
71.7
Middle percentile across available plans.
BI plan spread
20.4
Tesla Insurance to Progressive.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, Progressive lowest.
Tesla Insurance
Tesla PPA
78.2
Within-plan percentile
Farmers
Farmers Auto
72.9
Within-plan percentile
State Farm
Private Passenger Auto
71.7
Within-plan percentile
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
Progressive
CA Select PPA
57.8
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Progressive ranks highest (87.8); Tesla Insurance ranks lowest (32.1). Collision spread is 55.7 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 71.7 | 20.4 pts | 78.2 | — | 58.1 | 72.9 | 57.8 | 71.7 |
| Property damage | 50.7 | 37.2 pts | 34.5 | — | 42.1 | 54.2 | 50.7 | 71.7 |
| Medical payments | 59.9 | 32.3 pts | 78.6 | — | 54.4 | 59.9 | 51.9 | 84.2 |
| Uninsured motorist BI | 55.3 | 65.5 pts | 80.6 | — | — | 52.8 | 57.8 | 15.2 |
| Uninsured motorist PD | 52.8 | 63.8 pts | 24.0 | — | — | 52.8 | 87.8 | — |
| Comprehensive | 53.6 | 63.8 pts | 91.9 | — | 77.1 | 53.6 | 50.1 | 28.1 |
| Collision | 50.0 | 55.7 pts | 32.1 | — | 50.0 | 38.9 | 87.8 | 52.7 |
Widest coverage spread
Uninsured motorist BI
Tesla Insurance and State Farm are 65.5 percentile points apart.
Closest agreement
Bodily injury
Available plans are 20.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Woodbridge, San Joaquin County
95258
Progressive ranks highest (85.3); Tesla Insurance ranks lowest (13.9).
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Safeco ranks highest (79.6); Progressive ranks lowest (11.0).
Read breakdownIone, Amador County
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Progressive ranks highest (91.2); Travelers ranks lowest (26.1).
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