Plans disagree · Atwater, Merced County · California ZIP 95301
Progressive and Travelers place Atwater ZIP 95301 very differently.
Progressive ranks highest (86.6); Travelers ranks lowest (30.0). The middle bodily-injury percentile is 63.5. Reviewed plans are 56.6 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
63.5
Middle percentile across available plans.
BI plan spread
56.6
Progressive to Travelers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Travelers lowest.
Progressive
CA Select PPA
86.6
Within-plan percentile
State Farm
Private Passenger Auto
65.3
Within-plan percentile
Tesla Insurance
Tesla PPA
63.5
Within-plan percentile
Farmers
Farmers Auto
60.4
Within-plan percentile
Travelers
Quantum Auto 2.0
30.0
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 63.5 | 56.6 pts | 63.5 | — | 30.0 | 60.4 | 86.6 | 65.3 |
| Property damage | 32.4 | 53.5 pts | 19.2 | — | 32.4 | 67.9 | 14.4 | 65.3 |
| Medical payments | 46.8 | 53.1 pts | 77.5 | — | 46.8 | 38.1 | 24.3 | 62.6 |
| Uninsured motorist BI | 58.1 | 71.2 pts | 63.4 | — | — | 52.8 | 86.3 | 15.2 |
| Uninsured motorist PD | 52.8 | 50.0 pts | 65.4 | — | — | 52.8 | 15.4 | — |
| Comprehensive | 54.4 | 59.4 pts | 90.9 | — | 40.5 | 63.7 | 31.6 | 54.4 |
| Collision | 27.4 | 63.5 pts | 79.0 | — | 68.6 | 27.4 | 15.4 | 23.2 |
Widest coverage spread
Uninsured motorist BI
Progressive and State Farm are 71.2 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 50.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Catheys Valley, Mariposa County
95306
Tesla Insurance ranks highest (83.4); State Farm ranks lowest (6.4).
Read breakdownPlanada, Merced County
95365
Farmers ranks highest (89.3); State Farm ranks lowest (15.5).
Read breakdownWinton, Merced County
95388
Tesla Insurance ranks highest (86.4); Travelers ranks lowest (19.3).
Read breakdown