Broadly lower position · Cressey, Merced County · California ZIP 95312
Cressey ZIP 95312 ranks near the lower end across plans.
Tesla Insurance ranks highest (36.9); State Farm ranks lowest (19.3). The middle bodily-injury percentile is 26.4. Reviewed plans are 17.6 points apart. Collision splits more (36.1 points), with Travelers highest and Progressive lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
26.4
Middle percentile across available plans.
BI plan spread
17.6
Tesla Insurance to State Farm.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, State Farm lowest.
Tesla Insurance
Tesla PPA
36.9
Within-plan percentile
Farmers
Farmers Auto
33.1
Within-plan percentile
Progressive
CA Select PPA
26.4
Within-plan percentile
Travelers
Quantum Auto 2.0
21.4
Within-plan percentile
State Farm
Private Passenger Auto
19.3
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Travelers ranks highest (57.1); Progressive ranks lowest (21.0). Collision spread is 36.1 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 26.4 | 17.6 pts | 36.9 | — | 21.4 | 33.1 | 26.4 | 19.3 |
| Property damage | 30.8 | 28.1 pts | 47.4 | — | 30.8 | 37.9 | 23.3 | 19.3 |
| Medical payments | 63.5 | 15.3 pts | 69.7 | — | 54.4 | 64.0 | 54.9 | 63.5 |
| Uninsured motorist BI | 37.0 | 44.2 pts | 62.2 | — | — | 47.7 | 26.3 | 18.0 |
| Uninsured motorist PD | 41.8 | 26.7 pts | 41.8 | — | — | 47.7 | 21.0 | — |
| Comprehensive | 71.8 | 30.9 pts | 74.9 | — | 53.5 | 55.0 | 84.4 | 71.8 |
| Collision | 34.9 | 36.1 pts | 34.9 | — | 57.1 | 42.4 | 21.0 | 30.9 |
Widest coverage spread
Uninsured motorist BI
Tesla Insurance and State Farm are 44.2 percentile points apart.
Closest agreement
Medical payments
Available plans are 15.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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