Plans disagree · Denair, Stanislaus County · California ZIP 95316
Progressive and Travelers place Denair ZIP 95316 very differently.
Progressive ranks highest (94.6); Travelers ranks lowest (50.4). The middle bodily-injury percentile is 75.6. Reviewed plans are 44.1 points apart. Collision splits more (56.4 points), with Travelers highest and Progressive lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
75.6
Middle percentile across available plans.
BI plan spread
44.1
Progressive to Travelers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Travelers lowest.
Progressive
CA Select PPA
94.6
Within-plan percentile
Tesla Insurance
Tesla PPA
84.7
Within-plan percentile
Farmers
Farmers Auto
75.6
Within-plan percentile
State Farm
Private Passenger Auto
58.7
Within-plan percentile
Travelers
Quantum Auto 2.0
50.4
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Travelers ranks highest (57.1); Progressive ranks lowest (0.7). Collision spread is 56.4 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 75.6 | 44.1 pts | 84.7 | — | 50.4 | 75.6 | 94.6 | 58.7 |
| Property damage | 54.5 | 61.6 pts | 54.5 | — | 42.1 | 18.2 | 79.8 | 58.7 |
| Medical payments | 63.9 | 42.6 pts | 75.5 | — | 54.4 | 35.2 | 63.9 | 77.8 |
| Uninsured motorist BI | 73.2 | 43.4 pts | 56.0 | — | — | 90.3 | 94.6 | 51.2 |
| Uninsured motorist PD | 57.7 | 89.6 pts | 57.7 | — | — | 90.3 | 0.7 | — |
| Comprehensive | 19.1 | 49.3 pts | 62.2 | — | 40.5 | 16.1 | 19.1 | 12.9 |
| Collision | 16.9 | 56.4 pts | 6.6 | — | 57.1 | 40.1 | 0.7 | 16.9 |
Widest coverage spread
Uninsured motorist PD
Farmers and Progressive are 89.6 percentile points apart.
Closest agreement
Medical payments
Available plans are 42.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Jamestown, Tuolumne County
95309
Tesla Insurance ranks highest (94.8); State Farm ranks lowest (7.6).
Read breakdownPlanada, Merced County
95365
Farmers ranks highest (89.3); State Farm ranks lowest (15.5).
Read breakdownWinton, Merced County
95388
Tesla Insurance ranks highest (86.4); Travelers ranks lowest (19.3).
Read breakdown