Compared ZIP · Hughson, Stanislaus County · California ZIP 95326
In Hughson ZIP 95326, Progressive ranks highest and Travelers ranks lowest.
Progressive ranks highest (83.8); Travelers ranks lowest (50.4). The middle bodily-injury percentile is 60.4. Reviewed plans are 33.3 points apart. Collision splits more (44.1 points), with Farmers highest and State Farm lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
60.4
Middle percentile across available plans.
BI plan spread
33.3
Progressive to Travelers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Travelers lowest.
Progressive
CA Select PPA
83.8
Within-plan percentile
Tesla Insurance
Tesla PPA
73.6
Within-plan percentile
Farmers
Farmers Auto
60.4
Within-plan percentile
State Farm
Private Passenger Auto
54.9
Within-plan percentile
Travelers
Quantum Auto 2.0
50.4
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Farmers ranks highest (66.2); State Farm ranks lowest (22.1). Collision spread is 44.1 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 60.4 | 33.3 pts | 73.6 | — | 50.4 | 60.4 | 83.8 | 54.9 |
| Property damage | 54.9 | 29.9 pts | 34.5 | — | 42.1 | 64.4 | 57.4 | 54.9 |
| Medical payments | 42.7 | 59.9 pts | 28.8 | — | 68.2 | 88.7 | 42.7 | 40.9 |
| Uninsured motorist BI | 33.9 | 71.9 pts | 48.0 | — | — | 19.7 | 84.4 | 12.6 |
| Uninsured motorist PD | 25.8 | 67.5 pts | 87.2 | — | — | 19.7 | 25.8 | — |
| Comprehensive | 39.9 | 32.2 pts | 61.6 | — | 47.4 | 37.1 | 39.9 | 29.3 |
| Collision | 47.9 | 44.1 pts | 47.9 | — | 64.1 | 66.2 | 25.8 | 22.1 |
Widest coverage spread
Uninsured motorist BI
Progressive and State Farm are 71.9 percentile points apart.
Closest agreement
Property damage
Available plans are 29.9 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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