Compared ZIP · Keyes, Stanislaus County · California ZIP 95328
In Keyes ZIP 95328, Progressive ranks highest and Farmers ranks lowest.
Progressive ranks highest (73.5); Farmers ranks lowest (37.7). The middle bodily-injury percentile is 65.8. Reviewed plans are 35.8 points apart. Collision splits more (65.3 points), with State Farm highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
65.8
Middle percentile across available plans.
BI plan spread
35.8
Progressive to Farmers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Farmers lowest.
Progressive
CA Select PPA
73.5
Within-plan percentile
State Farm
Private Passenger Auto
68.9
Within-plan percentile
Travelers
Quantum Auto 2.0
65.8
Within-plan percentile
Tesla Insurance
Tesla PPA
42.2
Within-plan percentile
Farmers
Farmers Auto
37.7
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
State Farm ranks highest (79.9); Tesla Insurance ranks lowest (14.7). Collision spread is 65.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 65.8 | 35.8 pts | 42.2 | — | 65.8 | 37.7 | 73.5 | 68.9 |
| Property damage | 56.2 | 30.9 pts | 56.4 | — | 56.2 | 37.9 | 50.7 | 68.9 |
| Medical payments | 73.4 | 39.2 pts | 54.1 | — | 73.4 | 69.9 | 80.9 | 93.3 |
| Uninsured motorist BI | 68.4 | 27.6 pts | 82.9 | — | — | 55.3 | 73.5 | 63.3 |
| Uninsured motorist PD | 55.3 | 41.8 pts | 77.8 | — | — | 55.3 | 36.0 | — |
| Comprehensive | 68.9 | 15.2 pts | 67.6 | — | 68.9 | 63.7 | 78.9 | 77.1 |
| Collision | 43.8 | 65.3 pts | 14.7 | — | 75.4 | 43.8 | 36.0 | 79.9 |
Widest coverage spread
Collision
State Farm and Tesla Insurance are 65.3 percentile points apart.
Closest agreement
Comprehensive
Available plans are 15.2 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Winton, Merced County
95388
Tesla Insurance ranks highest (86.4); Travelers ranks lowest (19.3).
Read breakdownModesto, Stanislaus County
95350
State Farm ranks highest (79.6); Progressive ranks lowest (13.3).
Read breakdownSalida, Stanislaus County
95368
State Farm ranks highest (76.9); Tesla Insurance ranks lowest (13.9).
Read breakdown