Plans disagree · Lathrop, San Joaquin County · California ZIP 95330
State Farm and Tesla Insurance place Lathrop ZIP 95330 very differently.
State Farm ranks highest (71.2); Tesla Insurance ranks lowest (19.1). The middle bodily-injury percentile is 45.8. Reviewed plans are 52.1 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
45.8
Middle percentile across available plans.
BI plan spread
52.1
State Farm to Tesla Insurance.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Tesla Insurance lowest.
State Farm
Private Passenger Auto
71.2
Within-plan percentile
Progressive
CA Select PPA
57.8
Within-plan percentile
Travelers
Quantum Auto 2.0
45.8
Within-plan percentile
Farmers
Farmers Auto
23.2
Within-plan percentile
Tesla Insurance
Tesla PPA
19.1
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 45.8 | 52.1 pts | 19.1 | — | 45.8 | 23.2 | 57.8 | 71.2 |
| Property damage | 44.9 | 39.5 pts | 44.9 | — | 42.1 | 71.3 | 31.8 | 71.2 |
| Medical payments | 62.3 | 36.0 pts | 60.6 | — | 62.3 | 81.4 | 52.8 | 88.8 |
| Uninsured motorist BI | 58.0 | 15.0 pts | 60.8 | — | — | 58.2 | 57.8 | 45.8 |
| Uninsured motorist PD | 58.2 | 59.2 pts | 71.5 | — | — | 58.2 | 12.4 | — |
| Comprehensive | 53.6 | 39.6 pts | 53.0 | — | 50.9 | 53.6 | 62.5 | 90.5 |
| Collision | 50.0 | 55.7 pts | 15.1 | — | 50.0 | 68.0 | 12.4 | 67.7 |
Widest coverage spread
Uninsured motorist PD
Tesla Insurance and Progressive are 59.2 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 15.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Tracy, San Joaquin County
95376
Tesla Insurance ranks highest (91.9); Farmers ranks lowest (18.4).
Read breakdownModesto, Stanislaus County
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State Farm ranks highest (79.6); Progressive ranks lowest (13.3).
Read breakdownTracy, San Joaquin County
95377
State Farm ranks highest (79.2); Farmers ranks lowest (14.5).
Read breakdown