Plans disagree · Livingston, Merced County · California ZIP 95334
Farmers and Travelers place Livingston ZIP 95334 very differently.
Farmers ranks highest (70.8); Travelers ranks lowest (19.3). The middle bodily-injury percentile is 40.2. Reviewed plans are 51.4 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
40.2
Middle percentile across available plans.
BI plan spread
51.4
Farmers to Travelers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Farmers highest, Travelers lowest.
Farmers
Farmers Auto
70.8
Within-plan percentile
State Farm
Private Passenger Auto
49.6
Within-plan percentile
Tesla Insurance
Tesla PPA
40.2
Within-plan percentile
Progressive
CA Select PPA
37.8
Within-plan percentile
Travelers
Quantum Auto 2.0
19.3
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 40.2 | 51.4 pts | 40.2 | — | 19.3 | 70.8 | 37.8 | 49.6 |
| Property damage | 26.0 | 26.4 pts | 26.0 | — | 23.2 | 39.4 | 24.7 | 49.6 |
| Medical payments | 74.8 | 45.3 pts | 64.0 | — | 46.8 | 74.8 | 92.1 | 85.5 |
| Uninsured motorist BI | 38.8 | 14.6 pts | 39.9 | — | — | 25.3 | 37.8 | 39.8 |
| Uninsured motorist PD | 51.2 | 35.5 pts | 60.9 | — | — | 25.3 | 51.2 | — |
| Comprehensive | 67.1 | 49.1 pts | 95.9 | — | 51.4 | 74.8 | 67.1 | 46.8 |
| Collision | 50.0 | 14.7 pts | 56.0 | — | 50.0 | 41.3 | 51.2 | 46.8 |
Widest coverage spread
Bodily injury
Farmers and Travelers are 51.4 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 14.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Planada, Merced County
95365
Farmers ranks highest (89.3); State Farm ranks lowest (15.5).
Read breakdownWinton, Merced County
95388
Tesla Insurance ranks highest (86.4); Travelers ranks lowest (19.3).
Read breakdownModesto, Stanislaus County
95350
State Farm ranks highest (79.6); Progressive ranks lowest (13.3).
Read breakdown