Plans disagree · Westley, Stanislaus County · California ZIP 95387
Progressive and State Farm place Westley ZIP 95387 very differently.
Progressive ranks highest (87.9); State Farm ranks lowest (29.0). The middle bodily-injury percentile is 58.1. Reviewed plans are 58.9 points apart. Collision splits more (69.0 points), with Progressive highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
58.1
Middle percentile across available plans.
BI plan spread
58.9
Progressive to State Farm.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, State Farm lowest.
Progressive
CA Select PPA
87.9
Within-plan percentile
Tesla Insurance
Tesla PPA
65.4
Within-plan percentile
Travelers
Quantum Auto 2.0
58.1
Within-plan percentile
Farmers
Farmers Auto
54.3
Within-plan percentile
State Farm
Private Passenger Auto
29.0
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Progressive ranks highest (84.3); Tesla Insurance ranks lowest (15.3). Collision spread is 69.0 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 58.1 | 58.9 pts | 65.4 | — | 58.1 | 54.3 | 87.9 | 29.0 |
| Property damage | 29.0 | 25.0 pts | 45.5 | — | 48.7 | 23.7 | 27.9 | 29.0 |
| Medical payments | 89.2 | 31.2 pts | 93.4 | — | 62.3 | 92.3 | 87.8 | 89.2 |
| Uninsured motorist BI | 73.9 | 22.3 pts | 65.7 | — | — | 66.8 | 88.0 | 81.1 |
| Uninsured motorist PD | 76.0 | 17.6 pts | 76.0 | — | — | 66.8 | 84.3 | — |
| Comprehensive | 68.9 | 33.4 pts | 51.6 | — | 68.9 | 63.7 | 84.4 | 85.0 |
| Collision | 70.8 | 69.0 pts | 15.3 | — | 82.8 | 56.1 | 84.3 | 70.8 |
Widest coverage spread
Collision
Progressive and Tesla Insurance are 69.0 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 17.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Tracy, San Joaquin County
95376
Tesla Insurance ranks highest (91.9); Farmers ranks lowest (18.4).
Read breakdownModesto, Stanislaus County
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State Farm ranks highest (79.6); Progressive ranks lowest (13.3).
Read breakdownTracy, San Joaquin County
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State Farm ranks highest (79.2); Farmers ranks lowest (14.5).
Read breakdown