Compared ZIP · Yosemite Lodge, Mariposa County · California ZIP 95389
In Yosemite Lodge ZIP 95389, Tesla Insurance ranks highest and State Farm ranks lowest.
Tesla Insurance ranks highest (50.8); State Farm ranks lowest (19.3). The middle bodily-injury percentile is 24.1. Reviewed plans are 31.5 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
24.1
Middle percentile across available plans.
BI plan spread
31.5
Tesla Insurance to State Farm.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, State Farm lowest.
Tesla Insurance
Tesla PPA
50.8
Within-plan percentile
Farmers
Farmers Auto
26.7
Within-plan percentile
Travelers
Quantum Auto 2.0
24.1
Within-plan percentile
Progressive
CA Select PPA
21.8
Within-plan percentile
State Farm
Private Passenger Auto
19.3
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 24.1 | 31.5 pts | 50.8 | — | 24.1 | 26.7 | 21.8 | 19.3 |
| Property damage | 14.1 | 22.8 pts | 6.8 | — | 14.1 | 29.5 | 9.0 | 19.3 |
| Medical payments | 34.8 | 72.8 pts | 81.2 | — | 8.4 | 49.9 | 34.8 | 29.9 |
| Uninsured motorist BI | 12.3 | 23.3 pts | 2.0 | — | — | 25.3 | 21.7 | 3.0 |
| Uninsured motorist PD | 22.4 | 15.9 pts | 22.4 | — | — | 25.3 | 9.5 | — |
| Comprehensive | 65.2 | 23.3 pts | 51.6 | — | 72.0 | 72.4 | 49.1 | 65.2 |
| Collision | 31.8 | 36.6 pts | 46.1 | — | 31.8 | 35.7 | 9.5 | 24.1 |
Widest coverage spread
Medical payments
Tesla Insurance and Travelers are 72.8 percentile points apart.
Closest agreement
Uninsured motorist PD
Available plans are 15.9 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
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