Compared ZIP · Santa Rosa, Sonoma County · California ZIP 95403
In Santa Rosa ZIP 95403, State Farm ranks highest and Progressive ranks lowest.
State Farm ranks highest (53.0); Progressive ranks lowest (17.1). The middle bodily-injury percentile is 33.3. Reviewed plans are 35.9 points apart. Collision splits more (63.0 points), with Travelers highest and Tesla Insurance lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
33.3
Middle percentile across available plans.
BI plan spread
35.9
State Farm to Progressive.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Progressive lowest.
State Farm
Private Passenger Auto
53.0
Within-plan percentile
Farmers
Farmers Auto
34.3
Within-plan percentile
Travelers
Quantum Auto 2.0
33.3
Within-plan percentile
Tesla Insurance
Tesla PPA
18.9
Within-plan percentile
Progressive
CA Select PPA
17.1
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Travelers ranks highest (79.5); Tesla Insurance ranks lowest (16.5). Collision spread is 63.0 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 33.3 | 35.9 pts | 18.9 | — | 33.3 | 34.3 | 17.1 | 53.0 |
| Property damage | 57.4 | 21.2 pts | 69.2 | — | 56.2 | 57.4 | 74.2 | 53.0 |
| Medical payments | 30.2 | 50.4 pts | 35.4 | — | 30.2 | 6.1 | 56.4 | 15.6 |
| Uninsured motorist BI | 15.5 | 17.4 pts | 30.1 | — | — | 12.7 | 16.5 | 14.6 |
| Uninsured motorist PD | 36.0 | 31.9 pts | 44.7 | — | — | 12.7 | 36.0 | — |
| Comprehensive | 42.7 | 49.8 pts | 71.4 | — | 21.6 | 43.6 | 30.9 | 42.7 |
| Collision | 42.4 | 63.0 pts | 16.5 | — | 79.5 | 42.4 | 36.0 | 52.7 |
Widest coverage spread
Collision
Travelers and Tesla Insurance are 63.0 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 17.4 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Middletown, Lake County
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Read breakdownYountville, Napa County
94573
Farmers ranks highest (84.6); Tesla Insurance ranks lowest (18.6).
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