Compared ZIP · Duncans Mills, Sonoma County · California ZIP 95430
In Duncans Mills ZIP 95430, Progressive ranks highest and Farmers ranks lowest.
Progressive ranks highest (32.9); Farmers ranks lowest (6.0). The middle bodily-injury percentile is 13.6. Reviewed plans are 26.9 points apart. Collision splits more (51.0 points), with Progressive highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
13.6
Middle percentile across available plans.
BI plan spread
26.9
Progressive to Farmers.
Plans available
5
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Farmers lowest.
Progressive
CA Select PPA
32.9
Within-plan percentile
State Farm
Private Passenger Auto
20.4
Within-plan percentile
Travelers
Quantum Auto 2.0
13.6
Within-plan percentile
Tesla Insurance
Tesla PPA
7.1
Within-plan percentile
Farmers
Farmers Auto
6.0
Within-plan percentile
Safeco
Private Passenger Auto
—
Within-plan percentile
Progressive ranks highest (91.1); Farmers ranks lowest (40.1). Collision spread is 51.0 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 13.6 | 26.9 pts | 7.1 | — | 13.6 | 6.0 | 32.9 | 20.4 |
| Property damage | 54.2 | 60.6 pts | 68.4 | — | 35.9 | 54.2 | 81.0 | 20.4 |
| Medical payments | 63.9 | 61.6 pts | 29.8 | — | 8.4 | 67.2 | 63.9 | 70.0 |
| Uninsured motorist BI | 13.7 | 25.3 pts | 7.2 | — | — | 18.1 | 32.5 | 9.3 |
| Uninsured motorist PD | 27.1 | 73.0 pts | 27.1 | — | — | 18.1 | 91.1 | — |
| Comprehensive | 64.1 | 30.0 pts | 72.0 | — | 41.9 | 59.0 | 64.1 | 67.2 |
| Collision | 72.7 | 51.0 pts | 72.7 | — | 64.1 | 40.1 | 91.1 | 84.7 |
Widest coverage spread
Uninsured motorist PD
Progressive and Farmers are 73.0 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 25.3 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Santa Rosa, Sonoma County
95407
State Farm ranks highest (74.1); Farmers ranks lowest (4.2).
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Progressive ranks highest (82.4); Travelers ranks lowest (13.6).
Read breakdownGlen Ellen, Sonoma County
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Farmers ranks highest (74.2); Safeco ranks lowest (12.2).
Read breakdown