ZIP breakdowns

Plans disagree · Eldridge, Sonoma County · California ZIP 95431

Travelers and Tesla Insurance place Eldridge ZIP 95431 very differently.

Travelers ranks highest (50.4); Tesla Insurance ranks lowest (7.1). The middle bodily-injury percentile is 24.2. Reviewed plans are 43.4 points apart. Collision splits more (65.8 points), with Progressive highest and Farmers lowest.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

24.2

Middle percentile across available plans.

BI plan spread

43.4

Travelers to Tesla Insurance.

Plans available

5

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Travelers highest, Tesla Insurance lowest.

Travelers

Quantum Auto 2.0

Highest

50.4

Within-plan percentile

Filed factor0.746

State Farm

Private Passenger Auto

47.3

Within-plan percentile

Filed factor0.855

Farmers

Farmers Auto

24.2

Within-plan percentile

Filed factor0.8708

Progressive

CA Select PPA

19.9

Within-plan percentile

Filed factor0.6972

Tesla Insurance

Tesla PPA

Lowest

7.1

Within-plan percentile

Filed factor0.8684

Safeco

Private Passenger Auto

Within-plan percentile

Filed factor

Progressive ranks highest (91.9); Farmers ranks lowest (26.1). Collision spread is 65.8 points, wider than bodily injury.

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 95431 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury24.243.4 pts7.150.424.219.947.3
Property damage62.526.9 pts68.472.545.662.547.3
Medical payments34.519.4 pts29.837.741.522.134.5
Uninsured motorist BI24.841.7 pts7.229.719.948.8
Uninsured motorist PD29.764.8 pts27.129.791.9
Comprehensive39.357.1 pts72.025.242.239.314.8
Collision64.165.8 pts72.764.126.191.942.5

Widest coverage spread

Collision

Progressive and Farmers are 65.8 percentile points apart.

Closest agreement

Medical payments

Available plans are 19.4 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Eldridge, Sonoma County ZIP 95431 Auto Insurance Factors | GoodDriver California