Plans disagree · Forestville, Sonoma County · California ZIP 95436
State Farm and Safeco place Forestville ZIP 95436 very differently.
State Farm ranks highest (61.0); Safeco ranks lowest (6.3). The middle bodily-injury percentile is 22.4. Reviewed plans are 54.7 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
22.4
Middle percentile across available plans.
BI plan spread
54.7
State Farm to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Safeco lowest.
State Farm
Private Passenger Auto
61.0
Within-plan percentile
Travelers
Quantum Auto 2.0
33.3
Within-plan percentile
Farmers
Farmers Auto
31.9
Within-plan percentile
Progressive
CA Select PPA
13.0
Within-plan percentile
Tesla Insurance
Tesla PPA
10.8
Within-plan percentile
Safeco
Private Passenger Auto
6.3
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 22.4 | 54.7 pts | 10.8 | 6.3 | 33.3 | 31.9 | 13.0 | 61.0 |
| Property damage | 64.7 | 35.9 pts | 60.1 | 68.3 | 42.1 | 78.1 | 76.5 | 61.0 |
| Medical payments | 16.4 | 40.5 pts | 24.8 | 28.3 | 6.1 | 5.5 | 8.0 | 46.0 |
| Uninsured motorist BI | 14.6 | 16.0 pts | 19.5 | 17.7 | — | 3.4 | 12.9 | 14.6 |
| Uninsured motorist PD | 32.8 | 39.8 pts | 34.1 | 31.4 | — | 3.4 | 43.3 | — |
| Comprehensive | 37.3 | 64.4 pts | 57.8 | 87.1 | 28.1 | 28.3 | 22.7 | 46.4 |
| Collision | 50.2 | 46.8 pts | 87.5 | 40.7 | 57.1 | 58.8 | 43.3 | 41.3 |
Widest coverage spread
Comprehensive
Safeco and Progressive are 64.4 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 16.0 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Santa Rosa, Sonoma County
95407
State Farm ranks highest (74.1); Farmers ranks lowest (4.2).
Read breakdownJenner, Sonoma County
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Progressive ranks highest (82.4); Travelers ranks lowest (13.6).
Read breakdownLoch Lomond, Lake County
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Progressive ranks highest (80.7); Travelers ranks lowest (16.1).
Read breakdown