ZIP breakdowns

Plans disagree · Fort Bragg, Mendocino County · California ZIP 95437

Farmers and Travelers place Fort Bragg ZIP 95437 very differently.

Farmers ranks highest (46.5); Travelers ranks lowest (0.1). The middle bodily-injury percentile is 5.1. Reviewed plans are 46.4 points apart.

Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes

BI shared position

5.1

Middle percentile across available plans.

BI plan spread

46.4

Farmers to Travelers.

Plans available

6

Plans with a BI geographic factor for this ZIP.

Bodily injury comparison

Farmers highest, Travelers lowest.

Farmers

Farmers Auto

Highest

46.5

Within-plan percentile

Filed factor0.9446

Safeco

Private Passenger Auto

7.3

Within-plan percentile

Filed factor0.7521

Progressive

CA Select PPA

5.9

Within-plan percentile

Filed factor0.5307

Tesla Insurance

Tesla PPA

4.2

Within-plan percentile

Filed factor0.8502

State Farm

Private Passenger Auto

1.5

Within-plan percentile

Filed factor0.617

Travelers

Quantum Auto 2.0

Lowest

0.1

Within-plan percentile

Filed factor0.452

All seven coverages

The pattern changes by coverage.

Open on the map Put ZIP 95437 in my price profile
CoverageSharedSpreadTesla InsuranceSafecoTravelersFarmersProgressiveState Farm
Bodily injury5.146.4 pts4.27.30.146.55.91.5
Property damage13.529.4 pts22.525.44.53.830.91.5
Medical payments21.861.2 pts51.217.526.164.83.54.6
Uninsured motorist BI9.318.7 pts22.714.14.04.99.3
Uninsured motorist PD28.927.5 pts28.828.94.031.5
Comprehensive50.345.0 pts23.247.060.353.638.168.1
Collision32.451.8 pts39.633.354.43.831.52.6

Widest coverage spread

Medical payments

Farmers and Progressive are 61.2 percentile points apart.

Closest agreement

Uninsured motorist BI

Available plans are 18.7 percentile points apart.

What this does—and does not—mean.

Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.

A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.

The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.

Fort Bragg, Mendocino County ZIP 95437 Auto Insurance Factors | GoodDriver California