Broadly lower position · Fulton, Sonoma County · California ZIP 95439
Fulton ZIP 95439 ranks near the lower end across plans.
State Farm ranks highest (30.3); Safeco ranks lowest (5.9). The middle bodily-injury percentile is 19.7. Reviewed plans are 24.5 points apart. Collision splits more (48.3 points), with Tesla Insurance highest and Farmers lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
19.7
Middle percentile across available plans.
BI plan spread
24.5
State Farm to Safeco.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Safeco lowest.
State Farm
Private Passenger Auto
30.3
Within-plan percentile
Travelers
Quantum Auto 2.0
30.0
Within-plan percentile
Progressive
CA Select PPA
22.8
Within-plan percentile
Farmers
Farmers Auto
16.7
Within-plan percentile
Tesla Insurance
Tesla PPA
13.1
Within-plan percentile
Safeco
Private Passenger Auto
5.9
Within-plan percentile
Tesla Insurance ranks highest (84.0); Farmers ranks lowest (35.7). Collision spread is 48.3 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 19.7 | 24.5 pts | 13.1 | 5.9 | 30.0 | 16.7 | 22.8 | 30.3 |
| Property damage | 60.4 | 55.5 pts | 60.1 | 36.5 | 62.6 | 60.7 | 85.8 | 30.3 |
| Medical payments | 55.5 | 63.0 pts | 0.9 | 62.5 | 21.9 | 48.6 | 63.9 | 63.5 |
| Uninsured motorist BI | 22.5 | 32.1 pts | 7.2 | 39.3 | — | 35.0 | 22.5 | 14.0 |
| Uninsured motorist PD | 49.1 | 26.7 pts | 48.3 | 49.9 | — | 35.0 | 61.8 | — |
| Comprehensive | 41.1 | 50.3 pts | 54.2 | 3.9 | 25.2 | 40.0 | 42.2 | 45.4 |
| Collision | 61.8 | 48.3 pts | 84.0 | 39.6 | 79.5 | 35.7 | 61.8 | 61.8 |
Widest coverage spread
Medical payments
Progressive and Tesla Insurance are 63.0 percentile points apart.
Closest agreement
Bodily injury
Available plans are 24.5 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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Read breakdown