Plans disagree · Graton, Sonoma County · California ZIP 95444
Progressive and Farmers place Graton ZIP 95444 very differently.
Progressive ranks highest (54.9); Farmers ranks lowest (13.1). The middle bodily-injury percentile is 24.2. Reviewed plans are 41.8 points apart. Collision splits more (55.1 points), with Travelers highest and Safeco lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
24.2
Middle percentile across available plans.
BI plan spread
41.8
Progressive to Farmers.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Progressive highest, Farmers lowest.
Progressive
CA Select PPA
54.9
Within-plan percentile
Travelers
Quantum Auto 2.0
33.3
Within-plan percentile
State Farm
Private Passenger Auto
27.3
Within-plan percentile
Tesla Insurance
Tesla PPA
21.1
Within-plan percentile
Safeco
Private Passenger Auto
15.2
Within-plan percentile
Farmers
Farmers Auto
13.1
Within-plan percentile
Travelers ranks highest (71.1); Safeco ranks lowest (16.0). Collision spread is 55.1 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 24.2 | 41.8 pts | 21.1 | 15.2 | 33.3 | 13.1 | 54.9 | 27.3 |
| Property damage | 48.3 | 52.6 pts | 79.8 | 46.8 | 48.7 | 74.6 | 47.8 | 27.3 |
| Medical payments | 56.8 | 51.5 pts | 12.3 | 63.9 | 30.2 | 58.6 | 54.9 | 60.4 |
| Uninsured motorist BI | 14.6 | 46.2 pts | 12.4 | 8.7 | — | 22.8 | 54.8 | 14.6 |
| Uninsured motorist PD | 48.7 | 40.5 pts | 55.5 | 41.9 | — | 22.8 | 63.3 | — |
| Comprehensive | 42.5 | 29.1 pts | 37.6 | 47.3 | 28.1 | 55.0 | 57.2 | 29.3 |
| Collision | 48.3 | 55.1 pts | 47.9 | 16.0 | 71.1 | 45.5 | 63.3 | 48.8 |
Widest coverage spread
Collision
Travelers and Safeco are 55.1 percentile points apart.
Closest agreement
Comprehensive
Available plans are 29.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Santa Rosa, Sonoma County
95407
State Farm ranks highest (74.1); Farmers ranks lowest (4.2).
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Progressive ranks highest (82.4); Travelers ranks lowest (13.6).
Read breakdownYountville, Napa County
94573
Farmers ranks highest (84.6); Tesla Insurance ranks lowest (18.6).
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