Compared ZIP · Healdsburg, Sonoma County · California ZIP 95448
In Healdsburg ZIP 95448, State Farm ranks highest and Tesla Insurance ranks lowest.
State Farm ranks highest (41.3); Tesla Insurance ranks lowest (11.6). The middle bodily-injury percentile is 13.8. Reviewed plans are 29.7 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
13.8
Middle percentile across available plans.
BI plan spread
29.7
State Farm to Tesla Insurance.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Tesla Insurance lowest.
State Farm
Private Passenger Auto
41.3
Within-plan percentile
Farmers
Farmers Auto
29.0
Within-plan percentile
Safeco
Private Passenger Auto
14.1
Within-plan percentile
Travelers
Quantum Auto 2.0
13.6
Within-plan percentile
Progressive
CA Select PPA
12.4
Within-plan percentile
Tesla Insurance
Tesla PPA
11.6
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 13.8 | 29.7 pts | 11.6 | 14.1 | 13.6 | 29.0 | 12.4 | 41.3 |
| Property damage | 43.1 | 13.2 pts | 47.4 | 34.2 | 35.9 | 46.8 | 45.0 | 41.3 |
| Medical payments | 13.5 | 31.1 pts | 21.9 | 2.0 | 3.8 | 19.6 | 7.4 | 33.1 |
| Uninsured motorist BI | 6.5 | 12.8 pts | 6.5 | 5.2 | — | 4.4 | 11.3 | 17.2 |
| Uninsured motorist PD | 40.4 | 45.6 pts | 50.0 | 41.1 | — | 4.4 | 39.7 | — |
| Comprehensive | 33.3 | 34.2 pts | 31.3 | 59.4 | 25.2 | 37.1 | 35.3 | 28.1 |
| Collision | 41.7 | 14.5 pts | 35.5 | 43.7 | 50.0 | 46.2 | 39.7 | 36.8 |
Widest coverage spread
Uninsured motorist PD
Tesla Insurance and Farmers are 45.6 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 12.8 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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Progressive ranks highest (82.4); Travelers ranks lowest (13.6).
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