Compared ZIP · Lakeport, Lake County · California ZIP 95453
In Lakeport ZIP 95453, Tesla Insurance ranks highest and State Farm ranks lowest.
Tesla Insurance ranks highest (46.1); State Farm ranks lowest (11.7). The middle bodily-injury percentile is 16.1. Reviewed plans are 34.3 points apart. Collision splits more (90.7 points), with Tesla Insurance highest and State Farm lowest.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
16.1
Middle percentile across available plans.
BI plan spread
34.3
Tesla Insurance to State Farm.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
Tesla Insurance highest, State Farm lowest.
Tesla Insurance
Tesla PPA
46.1
Within-plan percentile
Safeco
Private Passenger Auto
21.1
Within-plan percentile
Farmers
Farmers Auto
17.3
Within-plan percentile
Progressive
CA Select PPA
15.0
Within-plan percentile
Travelers
Quantum Auto 2.0
12.2
Within-plan percentile
State Farm
Private Passenger Auto
11.7
Within-plan percentile
Tesla Insurance ranks highest (92.5); State Farm ranks lowest (1.9). Collision spread is 90.7 points, wider than bodily injury.
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 16.1 | 34.3 pts | 46.1 | 21.1 | 12.2 | 17.3 | 15.0 | 11.7 |
| Property damage | 23.4 | 23.6 pts | 26.0 | 23.0 | 17.9 | 23.7 | 35.3 | 11.7 |
| Medical payments | 14.0 | 68.8 pts | 25.9 | 2.0 | 30.2 | 0.7 | 69.5 | 1.7 |
| Uninsured motorist BI | 15.0 | 31.5 pts | 19.1 | 9.4 | — | 8.3 | 15.0 | 39.8 |
| Uninsured motorist PD | 11.4 | 28.8 pts | 10.2 | 12.7 | — | 8.3 | 37.2 | — |
| Comprehensive | 50.1 | 66.6 pts | 59.3 | 87.7 | 57.4 | 21.1 | 42.8 | 28.1 |
| Collision | 21.3 | 90.7 pts | 92.5 | 21.3 | 21.2 | 8.5 | 37.2 | 1.9 |
Widest coverage spread
Collision
Tesla Insurance and State Farm are 90.7 percentile points apart.
Closest agreement
Property damage
Available plans are 23.6 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
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