Broadly lower position · Russian River Md, Sonoma County · California ZIP 95462
Russian River Md ZIP 95462 ranks near the lower end across plans.
State Farm ranks highest (24.9); Progressive ranks lowest (1.8). The middle bodily-injury percentile is 18.5. Reviewed plans are 23.1 points apart.
Six filed rate plans · Seven coverages · Geographic factors, not insurance quotes
BI shared position
18.5
Middle percentile across available plans.
BI plan spread
23.1
State Farm to Progressive.
Plans available
6
Plans with a BI geographic factor for this ZIP.
Bodily injury comparison
State Farm highest, Progressive lowest.
State Farm
Private Passenger Auto
24.9
Within-plan percentile
Travelers
Quantum Auto 2.0
21.4
Within-plan percentile
Farmers
Farmers Auto
20.5
Within-plan percentile
Safeco
Private Passenger Auto
16.5
Within-plan percentile
Tesla Insurance
Tesla PPA
15.7
Within-plan percentile
Progressive
CA Select PPA
1.8
Within-plan percentile
All seven coverages
The pattern changes by coverage.
| Coverage | Shared | Spread | Tesla Insurance | Safeco | Travelers | Farmers | Progressive | State Farm |
|---|---|---|---|---|---|---|---|---|
| Bodily injury | 18.5 | 23.1 pts | 15.7 | 16.5 | 21.4 | 20.5 | 1.8 | 24.9 |
| Property damage | 34.5 | 29.3 pts | 47.4 | 36.9 | 30.8 | 54.2 | 32.2 | 24.9 |
| Medical payments | 29.9 | 36.6 pts | 41.2 | 28.9 | 6.1 | 30.9 | 4.6 | 31.9 |
| Uninsured motorist BI | 2.9 | 6.1 pts | 1.6 | 2.9 | — | 4.0 | 2.1 | 7.7 |
| Uninsured motorist PD | 33.4 | 47.2 pts | 37.8 | 28.9 | — | 4.0 | 51.2 | — |
| Comprehensive | 44.5 | 38.2 pts | 68.9 | 30.7 | 31.0 | 43.6 | 46.2 | 45.4 |
| Collision | 55.5 | 31.4 pts | 72.7 | 44.1 | 71.1 | 41.3 | 51.2 | 59.8 |
Widest coverage spread
Uninsured motorist PD
Progressive and Farmers are 47.2 percentile points apart.
Closest agreement
Uninsured motorist BI
Available plans are 6.1 percentile points apart.
What this does—and does not—mean.
Percentiles are calculated separately inside each rate plan and coverage. That makes relative positions comparable without pretending that unlike raw factors are the same thing.
A higher percentile does not identify the most expensive insurer. Base rates, driver history, vehicle, mileage, limits, deductibles and discounts still affect the final price.
The comparison uses approved filings from Tesla, Safeco, Travelers, Farmers, Progressive and State Farm. Filing tables can change, and some plans do not provide every coverage for every ZIP.
Nearby compared ZIPs
Santa Rosa, Sonoma County
95407
State Farm ranks highest (74.1); Farmers ranks lowest (4.2).
Read breakdownJenner, Sonoma County
95450
Progressive ranks highest (82.4); Travelers ranks lowest (13.6).
Read breakdownLoch Lomond, Lake County
95426
Progressive ranks highest (80.7); Travelers ranks lowest (16.1).
Read breakdown